Octopus EnergyConsumer Underwriter (3 months FTC)
Octopus Energy is hiring a Consumer Underwriter (3 months FTC) for a remote role open to applicants in United Kingdom. Level rates it ; you can apply on Octopus Energy.
Level's read on this job
- Level rates this role Little AI ●○○○: aI is not part of the work.
- This is listed as a remote role.
- The posting mentions Lending Metrics, credit underwriting and risk assessment among its tools and skills.
- Level classes it as a mid-level role.
- Octopus Energy has 164 other open roles on Level.
AI in this role
Manage consumer and B2B credit underwriting, risk assessment, and policy development in a vehicle leasing environment.
We’re continuing to build our in-house underwriting team at Octopus Electric Vehicles. The focus is currently on expanding our underwriting capability for B2B credit risk for our business contract hire and salary sacrifice products but also includes assessing consumer credit.
We’re creating a new set of policies, processes and tech tools to efficiently and accurately assess credit risk. To help us do that, we’re hiring a Credit Underwriter.
Our goal is to become an industry leader in our ability to provide quick credit line decisions to both B2B and consumer clients. We will build and invest in best in class technology and datasets to help you achieve that goal.
What you'll do
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Manage the day-to-day credit and underwriting process
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Review and manage credit escalations and referrals
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Own underwriting decisions for clients not captured by our auto-underwriting process (up to an agreed limit, based on experience)
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Support in development of consumer scorecards, underwriting policy, process and systems
What you'll need...
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Willingness to get hands on with processing and evaluating credit applications ranging from consumer to larger corporates (essential)
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Ability to interpret credit application information - e.g. accounts and KPIs provided by clients (essential)
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Experience & underwriting role
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Knowledge of credit policies
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Familiar with automated credit decisioning platforms (e.g. Lending Metrics)
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Experience in vehicle leasing
💚 Why else you'll love it here
- 💰 Wondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit!
- 🎉 Octopus Energy Group is a unique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! 🎁 Visit our perks hub - Octopus Employee Benefits
- 🏆 Octopus Electric Vehicles, part of the Octopus Energy Group, won the Sunday Times best company to work for in 2024. We were named 6th out of the top 100 start-ups to work for by Tempo in 2025 and on Glassdoor we were voted 50 best places to work in 2022. Our Group CEO, Greg has recorded a podcast about our culture and how we empower our people. We’ve also been placed in the top 10 companies for senior leadership
- P.s. 🐶 just to let you know, we are dog friendly company so you may see our 4 legged friends in the offices - feel free to bring yours! Rest assured though, we've taken lots of precautions for those who have allergies
Are you ready for a career with us? We want to ensure you have all the tools and environment you need to unleash your potential. Need any specific accommodations? Whether you require specific accommodations or have a unique preference, let us know, and we'll do what we can to customise your interview process for comfort and maximum magic! Studies have shown that some groups of people, like women, are less likely to apply to a role unless they meet 100% of the job requirements. Whoever you are, if you like one of our jobs, we encourage you to apply as you might just be the candidate we hire. Across Octopus, we're looking for genuinely decent people who are honest and empathetic. Our people are our strongest asset and the unique skills and perspectives people bring to the team are the driving force of our success. As an equal opportunity employer, we do not discriminate on the basis of any protected attribute. Our commitment is to provide equal opportunities, an inclusive work environment, and fairness for everyone.
How we rate this
Consumer Underwriter (3 months FTC) at Octopus Energy rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Questions you could be asked
- Tell me about a project where credit underwriting was part of your work. What did you do?
- Tell me about a project where risk assessment was part of your work. What did you do?
- Tell me about a project where financial analysis was part of your work. What did you do?
- What's a project where you used Lending Metrics hands-on?
Adapt your resume
- List these exact terms on your resume: Credit Underwriting, Risk Assessment, Financial Analysis, and Lending Metrics. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
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