Credit Analyst

Capco is hiring a Credit Analyst. Level rates it ; you can apply on Capco.

Level's read on this job

Little AI ●○○○ is how Level rates this role: aI is not part of the work.
Level classifies it as a mid-level role.
Level lists 702 other open roles at Capco.

AI in this role

Job Title: Credit Analyst

About Us

“Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount. With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery.

WHY JOIN CAPCO?

You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry.

MAKE AN IMPACT

Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services.

#BEYOURSELFATWORK

Capco has a tolerant, open culture that values diversity, inclusivity, and creativity.

CAREER ADVANCEMENT

With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands.

DIVERSITY & INCLUSION

We believe that diversity of people and perspective gives us a competitive advantage.

Job Description:

Experience- 2-7 Yrs

Locations- All Capco Locations

NP- Immediate to max 30 Days

Purpose of the Role & Responsibilities

Perform credit underwriting and appraisal for corporate/wholesale banking clients, including detailed credit reports
Prepare end-to-end credit proposals (industry & peer analysis, risk assessment, internal rating, documentation, collateral evaluation)
Conduct financial analysis (cash flow, working capital, leverage, EV, ratio analysis)
Evaluate loan structures, including term loans, working capital facilities, and trade finance exposures
Assess financial & non-financial covenants and monitor compliance
Analyze collateral/security structures (fund-based & non-fund-based limits)
Build and review financial models and projections

Required Skills & Experience

2–5 years of mandatory experience in Corporate Banking / Wholesale Banking credit roles
Strong experience in credit appraisal for large corporates / mid-market clients
Solid understanding of banking products (CC/OD, term loans, BG/LC, etc.)
Expertise in financial statement analysis, credit risk assessment, and rating frameworks
Proficiency in financial modelling and forecasting.

How we rate this

Credit Analyst at Capco rates 35 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.