Credit Officer - Mortgages 100% (f/m/d)

Julius Baer is hiring a Credit Officer - Mortgages 100% (f/m/d) in Zurich, Switzerland. Level rates it ; you can apply on Julius Baer.

Level's read on this job

Little AI ●○○○ is how Level rates this role: aI is not part of the work.
Level classifies it as a mid-level role.
Level lists 191 other open roles at Julius Baer.
The role was posted in the last few days.

AI in this role

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.

As a Credit Officer for Mortgages, you will act as the second line of defense in mortgage underwriting and servicing for domestic and international private banking clients. You will assess credit risk, ensure compliance, and support the front line in delivering sound mortgage solutions. This interesting role combines risk oversight with operational excellence, requiring close collaboration with Mortgage Advisors, Relationship Managers, and internal stakeholders

YOUR CHALLENGE

Evaluate mortgage requests within personal approval authority, assessing borrower creditworthiness, collateral, and structural risks
Provide qualified feedback and recommendations to Mortgage Advisors and Relationship Managers
Ensure all transactions meet legal, regulatory, and internal requirements
Perform servicing and lifecycle administration of active mortgage facilities, including modifications and renewals
Drive data quality improvements across current and new mortgage positions
Contribute to process optimisation and operational excellence in close cooperation with stakeholders
Maintain regular contact with Mortgage Advisors, the Julius Baer Real Estate Team, and Relationship Managers to support efficient transaction execution

YOUR PROFILE

Bachelor’s degree in Finance, Business, or related field; equivalent professional experience will also be considered
3–5+ years of experience in mortgage lending, ideally within a private banking or wealth management environment
Solid understanding of mortgage underwriting, product structures, and risk mitigation techniques
Familiarity with Swiss banking regulations and frameworks.
Ability to work independently, manage competing priorities, and deliver high-quality results
A collaborative mindset with strong communication skills — proven ability to work effectively as a team player in cross-functional environments
Proficiency in French and English is required, coupled with demonstrable proficiency in German

We are looking forward to receiving your full job application through our online application tool. Further interesting job opportunities can be found on our Career site.

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How we rate this

Credit Officer - Mortgages 100% (f/m/d) at Julius Baer rates 33 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.