Head of Audit - Germany

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

ANZ Internal Audit’s 2030 ambition is to be the leading audit function and the Bank’s trusted independent voice. We contribute to ANZ’s Group 2030 Strategy through providing the strength and perspective required for ANZ to lead the industry in trust, safety and risk management, adhering to the highest standards of non-financial risk management

About the Role

The Head of Audit, Germany is responsible for supporting delivery of independent third line assurance across ANZ Frankfurt and the wider Institutional portfolio ( excluding Markets) through audits assessing the effectiveness of governance, risk management and controls.

Reporting to the Head of Audit, Europe & America, the role leads or contributes to audit engagements across end-to-end Institutional customer value chains and the relevant Critical Operation, forming evidence-based assessments of control effectiveness, service reliability and regulatory compliance.

The role works closely with audit teams and business stakeholders to deliver high-quality audit outcomes in accordance with Internal Audit methodology and Global Internal Audit Standards, while contributing informed risk insights and supporting a strong speak-up culture.

Role Type: Permanent

Role Location: Frankfurt

Work Hours: Full-time

What will your day look like?

As a Head of Audit, Germany your core accountabilities will include:

• Providing relevant and timely independent assurance for the risk and control environment for ANZ Frankfurt and as part of the broader Europe & America Internal Audit team, also contribute to the internal audit program across the region and the wider Institutional division.
• Engage positively with internal governance committees / forums, regulators and external bodies to strengthen IA’s standing and value
• Lead audit engagements or contribute as a team member on audits across Institutional end-to-end customer value chains, delivering assurance aligned to the approved Internal Audit plan.
• Manage audit delivery responsibilities to agreed timelines and budgets, including leading delivery discipline when acting as audit team lead and supporting delivery discipline when working as part of a larger audit team.
• Support effective risk identification and audit scoping, focusing audit work on material risks and customer outcomes, and refining scope under guidance without reducing assurance.
• Apply sound risk judgement and methodology conformance, ensuring audit work demonstrates understanding of key risks and is aligned to Internal Audit methodology and Global Internal Audit Standards.
• Apply relevant risk management frameworks in audit delivery, including the Non-Financial Risk Framework and other applicable guidance, to support risk analysis, testing and conclusions.
• Support issue follow-up and validation readiness on assigned audits, ensuring documentation is accurate, timely and sufficient, and escalating concerns as required.
• Apply a data-first audit mindset, using data analytics and AI within audit delivery to strengthen testing, insight and efficiency.
• Engage with business stakeholders during audit delivery, managing day-to-day interactions and escalating sensitive or complex matters where judgement is required.
• Ensure audit findings and recommendations are clear and value-adding, proportionate to risk, timely and commercially pragmatic, and linked to customer outcomes, conduct and service reliability.
• Support development of audit team members and a strong risk and speak-up culture, providing feedback during audits and role modelling disciplined, risk-aware behaviours.

What will you bring?

To grow and be successful in this role, you’ll bring the following:

• Internal audit expertise: Strong understanding of audit methodology, evidence standards, reporting and issue validation within banking or another highly regulated financial-services environment. Appropriate knowledge, skills and experience to undertake a key control function within a German-regulated third-country branch.
• Regulatory knowledge: Strong knowledge of the German and European banking regulatory environment, particularly KWG, BaFin/MaRisk and CRD governance requirements. Knowledge of UK and/or US regulatory environment would also be beneficial.
• Business acumen (institutional banking): Deep understanding of Institutional banking products, services, customers and operating models, including end-to-end institutional value chains and supporting operational processes.
• Risk capability (conduct, fraud, compliance, transaction processing & execution and resilience): Deep expertise in assessing conduct risk and its impact on customer outcomes, and proficient capability in assessing fraud, compliance, transaction processing & execution, business continuity and third-party risks.
• Track record of audit delivery: Demonstrated delivery of medium to high complexity audits or workstreams with high-quality, defensible outcomes.
• Stakeholder engagement: Strong ability to engage senior Institutional stakeholders, communicate audit conclusions clearly, and manage challenge or differing views constructively.
• Data-enabled assurance: Practical experience using data and analytics to strengthen audit scoping, testing, insight and conclusions.
• Leadership and culture: Experience supporting development of audit team members and contributing to a strong speak-up culture, role modelling integrity, independence and sound professional judgement.
• Regulatory interaction: Experience interacting with banking regulators and/or supervisory authorities would be highly desirable.
• Qualifications: Tertiary qualification and/or relevant professional certification (e.g. CPA, CA, CIA or equivalent), with postgraduate qualifications in accounting, audit, operational risk, compliance or related disciplines (such as ACAMS) advantageous.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 127250.

Job Posting End Date

25/11/2026, 11.59pm, (Melbourne Australia)