Insurance Manager

Why join us

This is a brilliant opportunity to take the lead on insurance and risk financing for Argos, helping to protect our business against some of the biggest strategic, operational and emerging risks we face.

As our Insurance Manager, you’ll bring deep insurance expertise and commercial thinking to the role, leading the delivery of our insurance and risk financing strategy and helping us find the right balance between commercial insurance and self-insurance.

It’s a varied and influential role where you’ll work closely with senior leaders and teams across the business, alongside our brokers, insurers and claims handlers. You’ll be a trusted expert, bringing insight, guidance and constructive challenge to help us make informed decisions and manage risk effectively.

What you’ll be doing

You’ll take the lead on the delivery and governance of our insurance programmes, overseeing the placement and renewal of a broad portfolio including Property Damage and Business Interruption, Cyber, Directors & Officers, Crime, Marine and Transit, Construction, Environmental, Motor Fleet, Employee Benefits and Terrorism.

Keeping an eye on the changing risk landscape will be a key part of the role. You’ll help us understand emerging risks across areas such as cyber, climate, geopolitical, supply chain and technology, making sure we have appropriate insurance and mitigation in place.

You’ll manage key relationships with global brokers, insurers, claims handlers and third-party administrators, leading insurer negotiations and making sure we continue to get the right value, service and programme structure for the business.

You’ll also provide expert oversight of complex and significant claims, working with our partners to maximise insurance recoveries, understand root causes and identify opportunities to prevent future losses.

Most importantly, you’ll be a trusted adviser to leaders across the business, making complex insurance and risk matters easier to understand and using your technical expertise, commercial judgement and insight to influence decisions and drive continuous improvement.

What we’re looking for

You’ll be an experienced insurance professional who combines strong technical expertise with commercial thinking and the confidence to influence across the business

Essential criteria:

• Significant experience within corporate insurance, broking, underwriting, claims or risk management
• Strong experience of complex, multi-line insurance programmes, including placement, renewals, policy wordings, limits, deductibles, exclusions and insurer negotiations
• Strong understanding of complex and catastrophic claims management, including coverage analysis, recoveries, root cause analysis and loss prevention
• Strong commercial and financial acumen, with the ability to analyse risk, exposure and loss information and make evidence-based recommendations
• Excellent stakeholder management and influencing skills, with the confidence to explain complex insurance matters and provide constructive challenge to senior leaders

A relevant professional qualification, such as ACII or an equivalent legal, insurance or risk accreditation, would be highly desirable.

If you’re looking for an opportunity where you can use your insurance expertise to influence holistically, tackle complex risks and help shape how a major retail business protects itself, we’d love to hear from you.

We’d all like amazing work to do, and real work-life balance. That’s waiting for you here at Sainsbury’s. For a FTSE business, we move incredibly fast. When we’re not leading projects, we’re supporting teams across the wider group to achieve their goals. And here, you can see the impact of your work as soon as you walk into a store, giving you a real sense of purpose and responsibility. Better still, the team around you will listen to your ideas and opinions, and you’ll have every chance to try something new. The scale and complexity of our business mean there’s always something new to learn, and we’ll support you every step of the way. We’re trusted to get on with it. So get ready to make things happen.

We are committed to being a truly inclusive retailer so you’ll be welcomed whoever you are and wherever you work. Around here, there’s always the chance to try something new — whether that’s as part of an evolving team or somewhere else across the business - and we take development seriously and promise to support you. We also recognise and celebrate colleagues when they go the extra mile and, where possible, offer flexible working. When you join our team, we’ll also offer you an amazing range of benefits. Here are some of them:

Starting off with colleague discount, you'll be able to save 10% on your shopping online and instore at Sainsbury's, Argos, TU and Habitat, and we regularly increase the discount to 15% at points during the year. We've also got you covered for your future with our pensions scheme and life cover. You'll also be able to share in our success as you may be eligible for a performance-related bonus of up to 20% of salary, depending on how we perform.

Your wellbeing is important to us too. You'll receive an annual holiday allowance, and you can buy up to an additional week's holiday, and we provide private healthcare. We also offer other benefits that will help your money go further such as season ticket loans, interest free car loan of up to £10k, cycle to work scheme, health cash plans, salary advance (where you can access some of your pay before pay day) as well access to a great range of discounts from hundreds of other retailers. And if you ever need it there is also an Employee Assistance Programme.

Moments that matter are as important to us as they are to you which is why we give up to 26 weeks’ pay for maternity or adoption leave and up to 4 weeks’ pay for paternity leave.

Please see www.sainsburys.jobs for a range of our benefits (note, length of service and eligibility criteria may apply).