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Wells Fargo

Lead Protocol Engineer (Go / Cryptography)

Wells Fargo is hiring a Lead Protocol Engineer (Go / Cryptography). Level rates it ; you can apply on Wells Fargo.

Level's read on this job

  • On Level's scale, this role is Little AI ●○○○: aI is not part of the work.
  • Tools and skills the posting cites include Go, Cosmos Sdk and Cometbft.
  • Level classifies it as a lead role.
  • Level lists 1,500+ other open roles at Wells Fargo.

AI in this role

Architect core settlement engines and privacy-preserving primitives for a next-generation digital asset platform using Go and cryptography.

GoCosmos SdkCometbft
distributed-systemsapplied-cryptographyblockchainconsensus-algorithms

About this Role:

Wells Fargo is seeking a Lead Specialty Software Engineer (Protocol Engineer) to contribute to a next-generation Digital Asset Platform designed to solve the most critical challenge in institutional finance: achieving strict regulatory compliance without compromising transaction confidentiality. As a Lead Protocol Engineer, you will be responsible for architecting the core settlement engine. You will work at the intersection of distributed systems and applied cryptography, translating complex mathematical proofs into high-performance, production-grade Go code.

Why Join Us?

  • Work on "Hard" Problems: You won't be building another yield farm copycat. You'll solve fundamental privacy/compliance contradictions in the global financial system

  • High-Impact Engineering: Your code will secure high-value institutional transactions

  • Technical Autonomy: You'll play a key role in architectural decisions, choosing the right curves, libraries, and design patterns

Responsibilities

  • Core Protocol Development: Architect and build a custom blockchain application using Go, Cosmos SDK, and CometBFT (Tendermint)

  • Cryptographic Implementation: Implement and optimize privacy-preserving primitives, specifically Pedersen Commitments and Bulletproofs (Range Proofs), ensuring no trusted setup is required

  • Consensus Customization: Engineer custom ABCI++ extensions (specifically PrepareProposal and Vote Extensions) to implement an on-chain Multi-Party Computation (MPC) mixing network

  • State Machine Design: Design a custom KVStore state machine that manages homomorphic encrypted balances (Elliptic Curve points) instead of plaintext integers

  • Performance Engineering: Optimize cryptographic operations (scalar multiplication, point addition) for low latency and high throughput in a distributed environment

  • Auditing Infrastructure: Build secure off-chain query layers and "view key" mechanisms that allow for granular, permissioned regulatory auditing

Required Qualifications:

  • 5+ years of Specialty Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 3+ years of experience in backend or systems programming, with expert-level proficiency in Go (Golang)

  • 6+ months of experience with Elliptic Curve Cryptography (ECC)

  • 1+ year of experience with BFT consensus algorithms, P2P networking, and state replication; reliable, distributed systems experience

Desired Qualifications:

  • Blockchain Core: Deep experience with Cosmos SDK and CometBFT. Comfort building custom modules and modifying consensus logic, not just deploying smart contracts

  • Pedersen Commitments (Homomorphic encryption properties)

  • Zero-Knowledge Proofs (specifically Bulletproofs or Sigma protocols)

  • Math-to-Code: Demonstrated ability to read academic whitepapers/preprints and translate mathematical specifications into functioning code

  • Experience with MPC (Multi-Party Computation) or Verifiable Secret Sharing (VSS) schemes

  • Familiarity with the Ristretto255 curve or libraries like gnark-crypto

  • Background in FinTech, payment systems, or high-frequency trading platforms

  • Understanding of the Account Model vs. UTXO Model trade-offs in privacy-preserving ledgers

Job Expectations:

  • This position offers a hybrid work schedule

  • Relocation assistance is not available for this position

​

Locations:

  • 3075 Loyalty Circle, Columbus, Ohio

  • 1755 Grant Street, Concord, California

    Pay Range

    Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

    $159,000.00 - $305,000.00

    Benefits

    Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

    • Health benefits
    • 401(k) Plan
    • Paid time off
    • Disability benefits
    • Life insurance, critical illness insurance, and accident insurance
    • Parental leave
    • Critical caregiving leave
    • Discounts and savings
    • Commuter benefits
    • Tuition reimbursement
    • Scholarships for dependent children
    • Adoption reimbursement

    Posting End Date:

    29 Sep 2026

    *Job posting may come down early due to volume of applicants.

    We Value Equal Opportunity

    Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

    Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

    Applicants with Disabilities

    To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

    Drug and Alcohol Policy

    Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

    Wells Fargo Recruitment and Hiring Requirements:

    a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

    b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

    How we rate this

    Lead Protocol Engineer (Go / Cryptography) at Wells Fargo rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

    Classification

    Little AI. AI is not part of the work.

    1. ●●●● Builds AI80 to 100
    2. ●●●○ Works on AI60 to 79
    3. ●●○○ Uses AI40 to 59
    4. ●○○○ Little AI0 to 39

    Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.

    Prepare for this job

    Built from this posting and from similar jobs on Level.

    Skills and AI tools this role asks for

    Distributed SystemsApplied CryptographyBlockchainConsensus AlgorithmsGoCosmos SdkCometbft

    Questions you could be asked

    1. Tell me about a project where distributed systems was part of your work. What did you do?
    2. Tell me about a project where applied cryptography was part of your work. What did you do?
    3. Tell me about a project where blockchain was part of your work. What did you do?
    4. Tell me about a project where consensus algorithms was part of your work. What did you do?
    5. Walk me through how you've used Go in your day-to-day work.

    Adapt your resume

    • List these exact terms on your resume: Distributed Systems, Applied Cryptography, Blockchain, Consensus Algorithms, and Go. An applicant tracking system matches the wording, not the idea.
    • Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.

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