MastercardLead Software Development Engineer
Mastercard is hiring a Lead Software Development Engineer. Level rates it ; you can apply on Mastercard.
Level's read on this job
- On Level's scale, this software engineer role is Little AI ●○○○: aI is not part of the work.
- The posting mentions software architecture, full stack development and system design among its tools and skills.
- Level classes it as a lead role.
- Mastercard has 1,000+ other open roles on Level.
AI in this role
Lead software engineer driving architecture, design, development, and modernization of mission-critical platforms.
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Development EngineerOverviewMastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible.
The Cyber & Intelligence (C&I) organization is responsible for Mastercard's security and risk-related product development efforts, delivering innovative solutions focused on cybersecurity, authentication, fraud prevention, risk mitigation, and dispute resolution across the global payments ecosystem.
We are seeking a highly skilled Lead Software Engineer to drive architecture, design, development, modernization, and operational excellence for mission-critical platforms. This role combines deep technical expertise, hands-on software engineering, architectural leadership, and mentoring to deliver secure, scalable, resilient, and high-performing solutions.
Role
• Drive the architectural design of software solutions, including dependent services, service interactions, integration patterns, technology standards, and governance practices.
• Design and build scalable, resilient, fault-tolerant platforms that meet performance, security, availability, and maintainability requirements.
• Lead technical decision-making and architecture reviews across multiple systems and engineering teams.
• Act as a hands-on developer and architect, writing high-quality, secure, modular, maintainable, and testable code.
• Create, evaluate, test, and deploy innovative technologies that optimize existing products and enable new business opportunities.
• Develop and maintain technology roadmaps focused on platform modernization, performance improvements, reliability, and cost optimization.
• Contribute across the full software development lifecycle including requirements analysis, design, development, documentation, testing, deployment, and ongoing support.
• Design and implement comprehensive testing strategies including unit, functional, integration, regression, and automated testing to ensure solution quality and reliability.
• Champion Test-Driven Development (TDD) and Behavior-Driven Development (BDD) practices across engineering teams.
• Lead code reviews and enforce engineering standards to ensure code quality, maintainability, security, and consistency with organizational best practices.
• Embed secure software development practices throughout the software development lifecycle, including secure design reviews, threat modeling, vulnerability remediation, and adherence to secure coding standards.
• Drive performance engineering initiatives through capacity planning, performance testing, system optimization, and scalability improvements.
• Own the operational characteristics of delivered solutions, including observability, monitoring, logging, alerting, reliability, maintainability, and recoverability.
• Ensure systems are designed for operational excellence by implementing robust monitoring, diagnostics, and support capabilities.
• Lead root cause analysis and resolution of complex production issues, driving continuous improvements to platform stability, resiliency, and service availability.
• Guide the modernization of legacy platforms using microservices architectures, cloud-native engineering practices, anti-corruption layers, and strangler-pattern approaches.
• Collaborate effectively with global engineering, product, operations, and security teams.
• Mentor engineers on software architecture, design patterns, engineering practices, coding standards, and emerging technologies.
• Serve as a technical leader and ambassador by presenting at internal forums, industry conferences, and engineering communities.
All About You
• Bachelor's degree in Computer Science, Software Engineering, or a related technical field.
• Advanced expertise in software engineering, distributed systems, object-oriented design, algorithms, and data structures.
• Strong understanding of software architecture principles, design patterns, domain-driven design, and distributed system design.
• Proficiency in one or more modern programming languages such as Java, Scala, Node.js, TypeScript, Angular, or similar technologies.
• Demonstrated experience designing and developing enterprise-scale applications and services.
• Strong experience with cloud platforms, including IaaS, PaaS, serverless technologies, containerization, and cloud-native architectures.
• Experience with microservices, APIs, event-driven architectures, CI/CD pipelines, DevOps practices, and Infrastructure as Code.
• Advanced knowledge of secure coding practices, application security concepts, and software risk mitigation techniques.
• Experience designing and implementing automated testing frameworks and integration testing strategies.
• Strong understanding of observability, monitoring, logging, performance tuning, and operational readiness.
• Proven ability to troubleshoot and resolve complex technical issues across application, infrastructure, and integration layers.
• Experience designing highly available and resilient systems that can withstand infrastructure and service failures.
• Strong analytical, communication, collaboration, and problem-solving skills.
• Experience working within Agile development environments.
• Demonstrated ability to mentor and influence engineers through technical leadership and coaching.
• Passion for continuous learning, innovation, and engineering excellence.Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Pay Ranges
O'Fallon, Missouri: $140,000 - $231,000 USDHow we rate this
Lead Software Development Engineer at Mastercard rates 10 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Pay
- Typical software engineer job
- $167k
This posting doesn't list pay. Use the typical software engineer figure when pay comes up. See software engineer jobs
Questions you could be asked
- Tell me about a project where software architecture was part of your work. What did you do?
- Tell me about a project where full stack development was part of your work. What did you do?
- Tell me about a project where system design was part of your work. What did you do?
Adapt your resume
- List these exact terms on your resume: Software Architecture, Full Stack Development, and System Design. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
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