Manager, Credit Governance & Control

Role: Manager, Credit Governance & Control

Location: Abu Dhabi, UAE   

This position is for UAE Nationals only.

Role Purpose:

• This function will serve as an in-house Governance & Control function for Credit team covering all Businesses & Geographies. 

• The function will ensure Governance over underwriting processes and compliance with Credit policy and regulations.

Key accountabilities of the role:

• Support the Head of Credit Governance & Control in establishing a sound Credit culture and process in the bank

• Establish and manage Credit monitoring Forum to escalate expiries and past dues

• Support in implementing and managing the RCSA

• Identify areas for automation to increase efficiency and support cost rationalization

• Conduct event-based reviews to assess process and policy compliance

• Support in establishing Early alert process by liaising with stakeholders

• Provide appropriate input in formulation of Credit policies & Product programs

• Interact with stakeholders including product team, Credit, Risk and Operations team

• MIS & presentation preparation for management review

• Manage Credit related projects and initiatives.          

Specialist skills / technical knowledge required for this role:

• Thorough understanding of Credit life cycle, Banking operations, Policies, Regulations, Compliance and Risk management is a must

• Excellent communication, negotiation and stakeholder management skills

• UAE working experience of 5+ years is a must

• Familiar with the CB UAE regulatory regime

• Analytical Thinking & Business Oriented approach

Previous experience required (if any): 

• A minimum of 15-18 years of professional experience in Banking with deep knowledge of product, processes and services. Candidate should possess a strong Control mindset.

• Good understanding of business, finance, economics and current affairs.

• Candidate should have managed teams and should have a proven track record and achievement.