Principal Associate, Software Engineering

Capital One is hiring a Principal Associate, Software Engineering in Bengaluru, India. Level rates it ; you can apply on Capital One.

Level's read on this job

Level rates this role Little AI ●○○○: aI is not part of the work.
The posting mentions full stack development, agile and software engineering among its tools and skills.
Level classes it as a senior role.
Capital One has 2,000+ other open roles on Level.

AI in this role

Principal Associate Software Engineer building scalable technical solutions and working with modern full-stack tools at Capital One.

full-stack-developmentagilesoftware-engineering

Voyager (94001), India, Bangalore, Karnātaka

Principal Associate, Software Engineering

Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you will be part of a big group of makers, breakers, doers and disruptors, who solve real problems and meet real customer needs.

We are seeking Software Engineers who are passionate about marrying data with emerging technologies. As a Capital One Software Engineer, you will have the opportunity to be on the forefront of driving a major transformation within Capital One.

About The Team:

The Card Tech+ organization at Capital One is the massive, diverse and globally distributed technology engine that powers spending for customers across Upmarket, Mainstreet, Business, International and Partnerships segments. With associates spread out globally, we build world-class technology focused on removing friction, unleashing speed, and driving efficiency to create outstanding customer experiences.

Our work is structured around five critical towers:

Digital Commerce & Innovation Tech modernizes customer spending on devices and online, focusing on payment innovation, fraud reduction and platforms like Loyalty and Capital One Travel Tech.
Card Intelligent Decisions and Experiences (CIDX) creates real-time, intelligent customer experiences through platforms for Authorizations, Decisioning and Machine Learning.
Core, Payments & Partnerships Tech transforms our foundational Core lending, Inbound Payments and Partnerships platforms, including the Discover Integration Planning.
Servicing, Business, and International paves the way for business growth and global expansion while providing world-class customer servicing, fraud protection and leveraging data and ML.
Encore drives modernization efforts for enhanced customer experiences through cutting edge tools and platforms.

We foster a culture designed to maximize Associate Potential, Growth & Impact, offering extensive development opportunities. If you are ready to shape the future of financial services at scale, Card Tech+ is where you belong

What You Will Do:

Collaborate with and across Agile teams to design, develop, test, implement and support technical solutions in full-stack development tools and technologies
Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community
Collaborate with product managers and deliver robust cloud-based solutions that drive powerful experiences to help millions of Americans achieve financial empowerment
Utilize programming languages like, Java, Scala, Go, React, TypeScript, JavaScript, HTML/CSS, SQL and Python, RDBMS and NoSQL databases, Container Orchestration services including Docker and Kubernetes in addition to a variety of AWS tools and services

Basic Qualifications:

Bachelor’s Degree in Engineering or Computer Science
At least 4 years of experience in software engineering (Internship experience does not apply)

Preferred Qualifications:

3+ years of experience in any of the following: Java, Golang, Node or Python
1+ years of experience with AWS, GCP, Microsoft Azure or another cloud service
1+ years of experience with REST, Spring Boot, GraphQL, Jenkins
2+ years of experience in open source frameworks
2+ years of experience in Agile practices

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

How we rate this

Principal Associate, Software Engineering at Capital One rates 10 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.

Key facts

Principal Associate, Software Engineering is an open job at Capital One.
Level rates this role AI Level 1 of 4: Little AI.
The role is based in Bangalore, In.
The job was posted on October 20, 2026.
Seniority: senior.
Applications are handled by Capital One. Apply on Capital One

Prepare for this job

Built from this posting and from similar jobs on Level.

Skills and AI tools this role asks for

Full Stack DevelopmentAgileSoftware Engineering

Questions you could be asked

Tell me about a project where full stack development was part of your work. What did you do?
Tell me about a project where agile was part of your work. What did you do?
Tell me about a project where software engineering was part of your work. What did you do?

Adapt your resume

List these exact terms on your resume: Full Stack Development, Agile, and Software Engineering. An applicant tracking system matches the wording, not the idea.
Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.

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