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Commonwealth Bank of Australia
Principal Software Engineer
AI in this role
Lead the design and delivery of modern business lending software, leveraging AI-powered engineering practices to build scalable microservices.
Lead the design and delivery of scalable, secure and resilient software that modernises business lending.
Shape engineering direction while staying close to the code, complex problem-solving and technical delivery.
Apply modern cloud, event-driven and AI-powered engineering practices to help build the future of business banking.
Do Work That Matters
Technology is central to how CommBank delivers exceptional customer experiences, security, reliability and innovation. Within Business Banking Technology, we partner with the business to solve real-world problems through modern engineering, resilient platforms, data and AI-driven insights.
As a Principal Software Engineer in our Banker Assisted Lending crew, you’ll help shape the engineering roadmap and create differentiated banker experiences that deliver greater value for our business customers. You’ll provide hands-on technical leadership across complex initiatives, guiding solutions from design through to production while embedding scalability, security and reliability.
See yourself in our team
Be part of a team that's passionate about helping Australian businesses succeed. In CommBank's Business Banking team, you'll partner with customers to support their ambitions, backed by market-leading technology, a collaborative culture and opportunities to grow your career.
Business Lending Technology enables customers to grow and invest through market-leading lending and leasing products. Our solutions are underpinned by adaptive technology, robust processes and sound risk management. We partner closely with the Business Bank to deliver innovative experiences and improve our lending and leasing platforms.
In this role, you will:
Lead the decomposition of monolithic applications and the development of scalable microservices and event-driven solutions.
Set architectural direction and resolve complex technical challenges from early design through to production.
Translate business and technical requirements into clear engineering outcomes, reusable solutions and pragmatic delivery plans.
Make balanced decisions about technical debt, architecture, risk and commercial priorities.
Contribute directly to code, lead technical reviews, and resolve complex production issues.
Influence technical decisions across engineering, product and other cross-functional teams.
Mentor engineers, strengthen technical capability and contribute to attracting and developing engineering talent.
Champion AI-powered engineering practices that improve the software development lifecycle and engineering experience.
We’re interested in hearing from people who:
You are a highly experienced software engineer with a track record of leading large-scale engineering initiatives and solving complex technical challenges. You combine strong architectural judgement with hands-on engineering capability and are passionate about helping teams adopt modern engineering practices, including AI-assisted development.
We're looking for experience across several of the following:
Strong engineering expertise in one or more of C#, .NET, Go or Java.
Experience designing data-intensive, API-led, microservices, serverless or event-driven systems.
Cloud engineering experience with AWS, including serverless services and container orchestration.
Experience with eventing technologies such as SQS, SNS, EventBridge or Kafka.
Knowledge of automated delivery and infrastructure practices using technologies such as GitHub Actions and Terraform.
Strong understanding of observability, site reliability engineering, CI/CD, automated testing and secure-by-design engineering.
Experience applying AI-assisted engineering tools and practices such as Claude Code, Codex, Cursor, Harness Engineering or specification-driven development.
Demonstrated ability to mentor engineers, influence technical direction and communicate effectively with both technical and non-technical stakeholders.
Working with us
At CommBank, we're committed to creating an accessible, inclusive and respectful workplace. If you require support or adjustments, please let us know. We welcome applications from people of all backgrounds and we're particularly committed to making a positive difference for Aboriginal and/or Torres Strait Islander Peoples. For support, please contact 1800 989 696.
If this sounds like you, apply now!
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.
Advertising End Date: 20/10/2026How we rate this
Principal Software Engineer at Commonwealth Bank of Australia rates 45 out of 100 for how much of the daily work is AI. That makes it Uses AI (AI Level 2 of 4). The level is about AI in the job, not seniority.
Uses AI. An ordinary role that requires AI tools.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Also common in software engineer jobs at this level
Questions you could be asked
- Tell me about a project where software engineering was part of your work. What did you do?
- Tell me about a project where cloud was part of your work. What did you do?
- Tell me about a project where microservices was part of your work. What did you do?
- Tell me about a project where event driven architecture was part of your work. What did you do?
- Tell me about a project where java was part of your work. What did you do?
Adapt your resume
- List these exact terms on your resume: Software Engineering, Cloud, Microservices, Event Driven Architecture, and Java. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
- Put the AI tool in a bullet point about what you did, not just in a skills list. This role treats it as a required part of the job.
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