Senior Software Engineer

AI in this role

chatgptcopilot

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements.

All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.
Key Responsibilities:

Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes.
Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders.
Assist in identifying risks in solutions and communicate impacts to senior engineers.
Design and develop product components based on needs/requests of more senior engineers, contributing to design documentation and validating alignment with requirements.
Participate in project estimation and escalate issues that may cause delays.
Create and implement code for products, services, or components that are extensible and maintainable, applying coding patterns, guidelines, and best practices.
Apply security assessment processes to ensure code is free from threats or risks.
Use debugging tools to verify assumptions and proactively flag issues before they occur.
Participate in code reviews to ensure coding standards are followed and address routine pull requests.
Create test plans and configure testing procedures to identify and resolve defects for multiple features.
Respond to incidents during on-call rotations, troubleshooting issues and deploying fixes under appropriate guidance.
Leverage and build knowledge of software developer tools to create, debug, and maintain code for components.
Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience

Preferred Qualifications:

3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
Experience in technologies/software systems or a directly related field (minimum two years).
Experience in developing and/or implementing web-based or mobile applications (minimum two years).
Experience in Math, Science, Engineering, Computer Science, Information Systems, or related field (Master’s or Bachelor’s degree required).
Experience in creating and implementing code for products, services, or components.
Experience in applying coding patterns, guidelines, and best practices.
Experience in debugging tools and verifying code assumptions.
Experience in creating test plans and configuring testing procedures.
Experience in responding to incidents and troubleshooting issues during on-call rotations.
Experience in building and testing enterprise-scale web services (minimum one year).
Experience in working on client-facing project or technical teams (minimum one year).
Experience in leveraging software developer tools to create, debug, and maintain code.
Experience in remaining current in skills through training resources to improve product performance.

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $110,700.00 to $ 171,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

How we rate this

Senior Software Engineer at Visa rates 13 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.

Prepare for this job

A free preview built only from this posting: what it asks for, what you could be asked in an interview, and how to adjust your resume.

Skills and AI tools this role asks for

ChatGPTCopilot

Questions you could be asked

What's a project where you used ChatGPT hands-on?
Walk me through how you've used Copilot in your day-to-day work.

Adapt your resume

List these exact terms on your resume: ChatGPT and Copilot. An applicant tracking system matches the wording, not the idea.
Attach one line of real, concrete experience to at least one of them — a tool named with nothing behind it rarely survives a human read.

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