Level

Coinbase

Senior Software Engineer (Institutional, Settlements & Transfers)

Coinbase is hiring a Senior Software Engineer (Institutional, Settlements & Transfers) for a remote role open to applicants in United States. It pays $208k-$219k a year and Level rates it ; you can apply on Coinbase.

Level's read on this job

  • Level rates this software engineer role Little AI ●○○○: aI is not part of the work.
  • The listed pay starts 24% above the typical software engineer posting on Level.
  • The posting lists this role as remote.
  • Tools and skills the posting cites include Go, Postgres and Kafka.
  • Level lists 226 other open roles at Coinbase.

AI in this role

Build and scale backend services powering institutional settlements, fund transfers, and ledger systems.

gopostgreskafka
backend-engineeringsystem-designdistributed-systemsfinancial-infrastructure

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase.

As a Senior Software Engineer, Backend on the Foundations, Settlements and Transfers team within the Institutional group, you'll own the backend systems that power the secure movement of funds across fiat, crypto, and internal ledgers for Coinbase's institutional clients. This team is responsible for transaction processing, settlement, and asset transfer infrastructure that underpins the entire institutional platform. You'll drive technical direction, mentor engineers, and build the next generation of financial systems at scale.

What you'll do:

  • Own the design, build, and scaling of backend services that process settlements and transfers across fiat, crypto, and internal ledger systems.
  • Drive code quality and maintainability through rigorous code reviews, refactoring, and active participation across all stages of the development lifecycle.
  • Lead performance and scalability improvements for critical financial infrastructure, including troubleshooting, triaging, and resolving production issues.
  • Partner with product managers, engineering managers, and cross-functional teams to translate product vision into quarterly technical roadmaps and deliverables.
  • Propose and implement architectural improvements that accelerate team velocity, reduce tech debt, and strengthen system reliability.
  • Mentor junior and mid-level engineers on technical best practices and professional growth, raising the bar across the team.

Required skills and experience:

  • 5+ years of backend software engineering experience, including designing, building, and maintaining production services at scale.
  • Production experience with Go (or similar backend language), relational data stores (Postgres or equivalent), and message-based architectures (Kafka or equivalent).
  • Demonstrated ability to own system design decisions, lead technical proposals, and drive alignment across a team of engineers.
  • Track record of identifying and resolving quality, performance, and scalability issues in distributed systems.
  • Experience mentoring engineers and contributing to a culture of high code quality through thorough reviews, testing, and documentation.
  • Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Position ID:  P75989

#LI-Remote

Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)). 

 

Annual base salary range (excluding equity and bonus):$207,955—$218,900 USD
  • Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
  • Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
  • US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
  • Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
  • Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.

How we rate this

Senior Software Engineer (Institutional, Settlements & Transfers) at Coinbase rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

  1. ●●●● Builds AI80 to 100
  2. ●●●○ Works on AI60 to 79
  3. ●●○○ Uses AI40 to 59
  4. ●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.

Prepare for this job

Built from this posting and from similar jobs on Level.

Skills and AI tools this role asks for

Backend EngineeringSystem DesignDistributed SystemsFinancial InfrastructureGoPostgresKafka

Also common in software engineer jobs at this level

Pay

This job starts at
$208k
Typical software engineer job
$168k

This posting starts 24% above the typical software engineer job. See software engineer jobs

Questions you could be asked

  1. Tell me about a project where backend engineering was part of your work. What did you do?
  2. Tell me about a project where system design was part of your work. What did you do?
  3. Tell me about a project where distributed systems was part of your work. What did you do?
  4. Tell me about a project where financial infrastructure was part of your work. What did you do?
  5. Walk me through how you've used Go in your day-to-day work.

Adapt your resume

  • List these exact terms on your resume: Backend Engineering, System Design, Distributed Systems, Financial Infrastructure, and Go. An applicant tracking system matches the wording, not the idea.
  • Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.

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