Software Engineer, Growth

About the Role

Chime's Growth Engineering team is focused on building product experiences that directly move business metrics and help millions of people achieve financial progress. As a full stack Growth Engineer, you'll work across the stack - React and TypeScript on the front end, Rails and Go services behind it - to build features that drive member growth at Chime. You'll collaborate closely with product, design, data science, marketing, and analytics to experiment rapidly, drive measurable outcomes, and scale impactful solutions. This role is perfect for engineers who thrive in fast-moving environments, want to help define new products or experiments, and are passionate about helping Chime grow faster and smarter.

In this role, you can expect to

• Build and ship growth-focused consumer features end to end - React and TypeScript interfaces, the services and APIs behind them, and the experiments that measure them
• Collaborate cross-functionally with mobile, product, design, data science, and marketing teams to identify member pain points and opportunities
• Rapidly prototype and launch A/B tests, iterating on ideas that improve activation, conversion, and engagement
• Analyze the performance of features post-launch to inform future iterations and growth strategies
• Apply a metrics-driven mindset to decision-making and prioritize efforts based on member and business impact
• Improve reliability, scalability, and performance across the stack - from page load and funnel conversion on the client to latency and throughput in our services
• Contribute to a culture of technical excellence through mentorship, code reviews, and driving best practices

To thrive in this role, you have

• 2+ years of experience building scalable software in production environments
• Proven experience with both a modern front-end framework (React or comparable) and a server-side framework (Ruby on Rails, Go, or comparable)
• Experience designing APIs and working with transactional databases and caching, plus client-side state, performance, and component-driven UI
• Comfort owning a feature across the full stack, and eagerness to learn the parts you haven't touched yet
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact
• Exposure to large-scale architecture patterns and an appreciation for clean, maintainable code

#LI-Onsite #LI-AC2

Below is the base salary offered for this role and level of experience. Full-time employees may also be eligible for bonus(es), competitive equity, and benefits. For commissioned roles, the base salary listed in this job description does not include incentive/variable pay. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• 💻 Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
• ✨ Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.
• 🏝 Generous vacation policy and company-wide paid days off
• 🫂 1% of your time off to support local community organizations of your choice
• 👟 Annual wellness stipend to use towards eligible wellness related expenses
• 👶 Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• 👪 Access to family planning reimbursement
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: accommodations@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.