Software Engineer II (Backend Developer)

Mastercard is hiring a Software Engineer II (Backend Developer) in Pune, India. Level rates it ; you can apply on Mastercard.

Level's read on this job

Level rates this software engineer role Little AI ●○○○: aI is not part of the work.
The posting mentions Java, backend and software engineering among its tools and skills.
Level classes it as a mid-level role.
Mastercard has 1,000+ other open roles on Level.

AI in this role

Backend software engineer developing high-performance fraud detection and payment processing platforms using Java.

java

backendsoftware-engineeringfraud-detectiondistributed-systems

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Software Engineer II (Backend Developer)

Overview

Be part of the Operations & Technology Fraud Products team developing new capabilities for MasterCard's Decision Management Platform, which serves as the core for multiple business solutions to combat fraud and validate cardholder identity. Our patented Java-based platform processes billions of transactions per month in tens of milliseconds using a multi-tiered, message-oriented approach for high performance and availability.
Would you like to develop industry leading solutions for fighting fraud?
Are you motivated by speeding business solutions to market?
Do you want to innovate, using cutting edge technologies on challenging business problems?

 Role

Deliver solutions by providing direct development of software.
Work closely with technical leads for assigned projects to assist in design and implementation tasks
Assist with production support issues by acting as a subject matter expert in resolving incidents and problem tickets.
Plan, design and develop technical solutions and alternatives to meet business requirements in adherence with Mastercard standards, processes and best practices.
Lead day to day system development and maintenance activities of the team to meet service level agreements (SLAs) and create solutions with high level of innovation, cost effectiveness, high quality and faster time to market.
Accountable for full systems development life cycle including creating high quality requirements documents, use-cases, design and other technical artifacts including but not limited to detailed test strategy/test design, performance benchmarking, release rollout and deployment plans, contingency/back-out plans, feasibility study, cost and time analysis and detailed estimates.
Participate in PoCs (Proof of Concept) and help the Department with selection of Vendor Solutions, Technologies, Methodologies and Frameworks.
Conduct brownbag sessions on new and upcoming technologies, methodologies and application appropriate frameworks. Ensure knowledge transfer of vendor technology to Mastercard staff. Provide technical training to the other team members.
Actively look for opportunities to enhance standards and improve process efficiency. Mentor and guide other team members during all phases of the SDLC. Ensure adequate test coverage in Unit Testing, System Testing/Integration Testing and Performance Testing. Perform Quality Inspections and Walkthroughs throughout the SDLC including Requirements Review, Design Review, Code Review and Security Review to ensure compliance with Mastercard standards.
All About You

Must be high-energy, detail-oriented, proactive and have the ability to function under pressure in an independent environment.
Must provide the necessary skills to have a high degree of initiative and self-motivation to drive results.
Possesses strong communication skills -- both verbal and written – and strong relationship, collaborative skills and organizational skills.
Willingness and ability to learn and take on challenging opportunities and to work as a member of matrix based diverse and geographically distributed project team.
Good knowledge of Agile software development processes.
Experience with the design and development of complex, multi-tier software solutions.

Essential Skills:

Creating and debugging J2EE REST Web Services and Web Applications
Database experience including Oracle and SQL scripting
Experience with Spring Framework (including Spring Boot) and Maven
Experience writing unit tests with Junit and Mockito
Experience working with JBoss and/or Apache Tomcat
Experience with Git

Desirable skills

Experience working with containerised environments, such as Kubernetes/OpenShift/CloudFoundry
Experience with integration frameworks such as Apache Camel/Spring Integration
Experience with monitoring service performance
Experience with Angular 2 or modern SPA frameworks such as React + Redux.
Experience with HTML5, ES5+ES6 and/or Typescript, SASS and CSS3.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

How we rate this

Software Engineer II (Backend Developer) at Mastercard rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.

Key facts

Software Engineer II (Backend Developer) is an open job at Mastercard.
Level rates this role AI Level 1 of 4: Little AI.
The role is based in Pune, India.
The job was posted on May 12, 2026.
Seniority: mid.
Applications are handled by Mastercard. Apply on Mastercard

Prepare for this job

Built from this posting and from similar jobs on Level.

Skills and AI tools this role asks for

BackendSoftware EngineeringFraud DetectionDistributed SystemsJava

Also common in software engineer jobs at this level

Python AWS C++Docker JavaScript Azure

Pay

Typical software engineer job: $168k

This posting doesn't list pay. Use the typical software engineer figure when pay comes up. See software engineer jobs

Questions you could be asked

Tell me about a project where backend was part of your work. What did you do?
Tell me about a project where software engineering was part of your work. What did you do?
Tell me about a project where fraud detection was part of your work. What did you do?
Tell me about a project where distributed systems was part of your work. What did you do?
Walk me through how you've used Java in your day-to-day work.

Adapt your resume

List these exact terms on your resume: Backend, Software Engineering, Fraud Detection, Distributed Systems, and Java. An applicant tracking system matches the wording, not the idea.
Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.

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