MastercardSoftware Engineer II (Backend - Java)
Mastercard is hiring a Software Engineer II (Backend - Java) in Vancouver, Canada. It pays CAD 91k-CAD 140k a year and Level rates it ; you can apply on Mastercard.
Level's read on this job
- Little AI ●○○○ is how Level rates this software engineer role: aI is not part of the work.
- Tools and skills the posting cites include Claude, Copilot and Claude Code.
- Level classifies it as a mid-level role.
- Level lists 1,100+ other open roles at Mastercard.
- The role was posted in the last few days.
AI in this role
Design and develop backend applications and decision management platforms using Java and streaming analytics.
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Software Engineer II (Backend - Java)Who is Mastercard?Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
The Decision Management program enables intelligent, decision-based products through streaming analytics, providing the ability to govern decisions and manage their outcomes with business agility.
The platform leverages business rules and AI engines, streaming big-data technologies, in-memory data grids, APIs, and user interfaces to deliver real-time decisions at global scale.
We are looking for a Software Engineer II to join our DMP team in our Vancouver office.
The successful candidate will contribute hands-on to software design, development, testing, and delivery while collaborating with experienced engineers and supporting the growth of junior team members.
Are you:
• A strong software engineer with experience building high-performance applications?
• Excited about getting a 360-degree view of the coding world - writing code to develop a piece of code as well as write code to test it?
• Passionate about solving complex technical problems and delivering meaningful customer outcomes?
• Interested in building technology that helps prevent fraud across Mastercard transactions globally?
Role
• Design, develop, and maintain application functionality primarily using Java.
• Develop comprehensive unit, integration, and functional tests.
• Apply software engineering best practices to produce well-designed, maintainable, scalable, secure, and testable code.
• Take ownership of assigned features and backlog items from development through testing and delivery.
• Diagnose technical issues and develop creative solutions to complex problems.
• Collaborate with senior engineers and other team members to resolve technical challenges and delivery blockers.
• Participate actively in Scrum ceremonies, including refinement, planning, daily stand-ups, reviews, and retrospectives.
• Provide technical guidance, knowledge sharing, and mentoring to junior engineers.
• Collaborate with stakeholders to communicate development progress, technical considerations, risks, and next steps.
• Contribute consistently toward sprint and iteration commitments and overall team objectives.
• Leverage approved AI-assisted development tools, such as GitHub Copilot and Claude Code, to accelerate development, improve engineering productivity, and enhance code quality.
About You
Essential Knowledge / Experience
• Strong software development and programming skills with solid knowledge of Java.
• Strong knowledge of Spring and related Java frameworks.
• Good understanding of object-oriented design, software design principles, and development best practices.
• Experience with unit-testing and mocking frameworks such as JUnit, Mockito, or EasyMock.
• Good SQL knowledge and experience working with Oracle databases.
• Experience developing and supporting high-performance applications.
• Strong diagnostic, troubleshooting, and creative problem-solving skills.
• Strong organizational skills with the ability to manage multiple priorities within business-driven timelines.
• Experience working in Agile/Scrum development environments and delivering against sprint and backlog commitments.
• Ability to collaborate effectively with engineering teams and technical/business stakeholders.
Desirable Skills
• Knowledge of agentic AI concepts and/or experience building custom AI agents, tools, or skills.
• Experience with testing frameworks such as REST Assured and Selenium WebDriver.
• Experience with IBM ILOG/ODM and Pivotal GemFire.
• Experience with Docker and Kubernetes.
• Experience with Angular.
• Experience with distributed, highly available, or real-time processing systems.
• BS in Computer Science, Software Engineering, or a related field preferred.Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Pay Ranges
Vancouver, Canada: $91,000 - $140,000 CADHow we rate this
Software Engineer II (Backend - Java) at Mastercard rates 35 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Pay
- Typical software engineer job
- $168k
Use the typical software engineer figure as a reference when pay comes up. See software engineer jobs
Questions you could be asked
- How do you decide when an AI agent can act on its own versus asking for approval first?
- Tell me about a project where backend was part of your work. What did you do?
- Tell me about a project where software engineering was part of your work. What did you do?
- Tell me about a project where distributed systems was part of your work. What did you do?
- Walk me through how you've used Claude in your day-to-day work.
Adapt your resume
- List these exact terms on your resume: AI agents, Backend, Software Engineering, Distributed Systems, and Claude. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
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