Staff Software Engineer (Android / iOS)

AI in this role

chatgptcopilot

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Job Summary

Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems.

In this role, engineers spend approximately 60-75% of their time coding, working hands-on with code, data, and modern tools including AI-assisted development, cloud services, automation frameworks, and mobile technologies to deliver secure, scalable, and high-quality solutions that drive business outcomes in the fintech sector.

This position focuses on developing innovative mobile applications, SDKs, and platform capabilities that enable secure authentication, digital identity, payment security, fraud prevention, and customer engagement experiences across Android and iOS platforms. Engineers collaborate with product managers, architects, designers, QA engineers, operations teams, and compliance partners to deliver resilient, secure, and scalable mobile solutions used by millions of consumers worldwide.

All roles require digital fluency, including the ability to effectively leverage emerging technologies such as Generative AI tools (e.g., Microsoft Copilot, GitHub Copilot, ChatGPT, and Agentic Development workflows) to improve engineering productivity, software quality, and developer experience.

Key Responsibilities:

Software Engineering & Solution Delivery:

Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs and solutions.
Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business objectives and timelines.
Design and develop product components, refine implementation plans, and participate in design reviews to ensure completeness and adherence to requirements.
Contribute to project estimation, delivery planning, and risk identification.
Lead by example in creating, implementing, and maintaining extensible, reusable, and maintainable code.
Apply debugging, monitoring, and observability tools to resolve complex technical issues and identify opportunities for automation.
Lead code reviews and drive adherence to coding standards, security requirements, and engineering best practices.
Develop comprehensive testing strategies, identify coverage gaps, and proactively address defects to minimize customer impact.
Leverage operational metrics, analytics, and monitoring data to improve product reliability and performance.
Participate in on-call rotations and assist with incident response, troubleshooting, and production support activities.
Continuously learn emerging technologies and contribute innovative solutions that improve products, development processes, and engineering practices.

Mobile Engineering:

Design, develop, test, deploy, and support native Android and/or iOS applications.
Build scalable, secure, resilient, and high-performing mobile experiences.
Collaborate closely with backend, platform, product, and security teams to deliver customer-focused solutions.
Drive architecture decisions and engineering standards across mobile platforms.
Optimize performance, responsiveness, memory utilization, and battery efficiency.
Support production troubleshooting and continuous service improvement initiatives.
Mobile Platform Engineering, SDK Development & Release Automation (Strong Plus)
Candidates with experience in mobile platform engineering, SDK development, and release automation will be highly preferred.
Design, develop, and maintain scalable, secure, and high-performing mobile applications, SDKs, and reusable frameworks that support enterprise-grade customer experiences across Android and iOS platforms.
Build and evolve developer-facing SDKs, APIs, and platform capabilities, while creating comprehensive technical documentation, sample applications, and integration guides that enable successful adoption by internal teams and external partners.
Lead the implementation of modern mobile DevOps practices by designing and maintaining automated CI/CD pipelines that streamline development, testing, security validation, deployment, and release management processes.
Own the end-to-end mobile release lifecycle, including SDK versioning, backward compatibility, code signing, application publishing, App Store and Google Play deployments, rollout strategies, and production support.
Drive continuous improvement in engineering productivity, developer experience, platform reliability, and customer integration success through automation, tooling, operational excellence, and engineering best practices.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.
Experience in software engineering or a directly related field.
Experience developing and supporting native mobile applications on Android and/or iOS platforms.

Preferred Qualifications:

6+ years of work experience with a Bachelor's Degree or 4+ years of relevant experience with an Advanced Degree (e.g., Master's, MBA, JD, MD) or up to 3 years of relevant experience with a PhD.
Experience leading technical initiatives, mentoring engineers, and driving engineering best practices with or without direct reports.
Experience designing, building, and maintaining scalable software solutions and services.
Experience creating and maintaining test strategies, test plans, and quality assurance processes.
Experience debugging, troubleshooting, and resolving complex software issues in production environments.
Experience collaborating with cross-functional teams to deliver technical solutions and business outcomes.
Experience conducting code reviews and enforcing coding standards, security requirements, and software engineering best practices.
Experience building, enhancing, or supporting developer tools, automation capabilities, and engineering productivity initiatives.
Experience designing, developing, and supporting enterprise-grade Android and/or iOS applications.
Experience building and maintaining mobile SDKs, reusable libraries, and developer-facing APIs.
Experience implementing mobile CI/CD pipelines, deployment automation, release engineering, and mobile DevOps practices.
Experience building and testing enterprise-scale applications, services, and mobile platforms.
Experience working on customer-facing products, technical teams, or platform engineering organizations.
Experience with mobile deployment and delivery tools such as GitHub Actions, Jenkins, Azure DevOps, Fastlane, Bitrise, CocoaPods, Swift Package Manager (SPM), Google Play Console, and App Store Connect.
Experience in Payments, FinTech, Digital Identity, Authentication, Fraud Prevention, Risk Management, or Cybersecurity domains.
Experience leveraging Generative AI and AI-assisted development tools such as Microsoft Copilot, GitHub Copilot, ChatGPT, or similar technologies to improve software delivery and developer productivity.

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $137.200,00 to $ 219.700,00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

How we score this

Staff Software Engineer (Android / iOS) at Visa scores 45 out of 100 on AI centrality, which makes it AI Level 2 of 4 (Uses AI) on this board. The level measures how much of the work is AI, not seniority.

Classification

AI Level 2. An ordinary role whose duties require using AI tools, such as coding, writing or sourcing with an assistant.

AI Level 480 to 100
AI Level 360 to 79
AI Level 240 to 59
AI Level 10 to 39

Bands come from how often the tools, models and workflows of the role are named in the posting itself. Open the description and count.

Prepare for this job

A free preview built only from this posting: what it asks for, what you could be asked in an interview, and how to adjust your resume.

Skills and AI tools this role asks for

ChatGPTCopilot

Questions you could be asked

What's a project where you used ChatGPT hands-on?
Walk me through how you've used Copilot in your day-to-day work.
This role expects you to use AI tools as part of the job. Which ones have you used, and for what?
Tell me about a time an AI tool got something wrong. How did you catch it?

Adapt your resume

List these exact terms on your resume: ChatGPT and Copilot. An applicant tracking system matches the wording, not the idea.
Attach one line of real, concrete experience to at least one of them — a tool named with nothing behind it rarely survives a human read.
Put the AI tool in a bullet point about what you did, not just in a skills list — this role treats it as a required part of the job.

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