Level

Stripe

Staff Software Engineer, Link - Consumer Preference

Stripe is hiring a Staff Software Engineer, Link - Consumer Preference for a remote role open to applicants in United States. Level rates it ; you can apply on Stripe.

Level's read on this job

  • Works on AI ●●●○ is how Level rates this software engineer role: the daily work is on AI products, without building the model.
  • The posting lists this role as remote.
  • Tools and skills the posting cites include AI agents, full stack development and system architecture.
  • Level classifies it as a senior role.
  • Level lists 720 other open roles at Stripe.

AI in this role

Lead full-stack development for Stripe's consumer network, building infrastructure and AI agent transaction experiences.

ai-agentsfull-stack-developmentsystem-architecturedistributed-systemsfintech
Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Link team builds the premier consumer network for next-generation commerce, leveraging our base of 300M+ registered consumers to pioneer the future of Identity, Consumer Finance, and AI-driven transactions. While our foundation was built on high-conversion merchant payments and a flexible digital wallet, we are expanding far beyond. We are building the infrastructure for a world where AI agents transact on your behalf, stablecoins go mainstream, and identity dictates how money moves.

The Consumer Preference team is building the Link experience across the web app and agents — building the wallet product consumers need to feel confident, excited, and inspired by the new ways payments and identity are changing online. As a senior member of the team, you will create new experiences such as financial insights powered by purchase history, rewards cards backed by a stablecoin balance, safe agentic purchase UX, automatic purchase protections, and subscription management.

What you’ll do

We’re hiring a Staff Full Stack Engineer to lead the design and delivery of new consumer capabilities in Link. The ideal candidate will combine technical depth across the stack with a strong product sense. In this role, you will take ambiguous product opportunities, create ways to validate them early, and ultimately ship complete products.

This is a hands-on individual-contributor role with broad technical and organizational scope. You will own large, cross-functional projects from early product and technical definition through launch and iteration; lead teams of engineers through complex execution; and partner closely with the many Stripe systems and teams that provide new capabilities. You will work across the stack, building services and APIs as well as user interfaces. You will make the architectural decisions that balance a high quality bar with the need to move fast and iterate quickly.

Responsibilities

  • Define and drive technical strategy across Link Consumer, connecting near-term product delivery to a cohesive, durable engineering vision.
  • Lead large, ambiguous 0→1 initiatives from problem definition and architecture through implementation, safe launch, and iteration.
  • Design, build, and maintain polished user experiences, reliable backend services, APIs, and systems.
  • Identify technical risks, dependencies, and foundational investments early, creating incremental plans that de-risk the roadmap and accelerate future work.
  • Partner with engineering teams across Stripe, building alignment and influencing their roadmaps and priorities when Link Consumer depends on shared capabilities.
  • Champion pragmatic solutions and code patterns throughout our codebase, setting standards in React/JavaScript/CSS/GraphQL as well as Ruby APIs and LLM-powered systems
  • Ensure our UI and backend components are reliable, secure, extensible, and accessible
  • Define operational processes and lead response to production issues across services and multiple levels of the stack, growing the learning and retrospective culture on our team and driving remediations that reduce risk

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

  • 8+ years of backend and/or full-stack software development experience, with a track record of owning large, ambiguous systems end-to-end.
  • Demonstrated technical experience leading the design and delivery of large, complex software projects from early definition through production launch.
  • Strong full-stack engineering skills, including experience building reliable backend services and polished user-facing product experiences.
  • Experience leading and unblocking a group of engineers on a substantial project as a senior individual contributor.
  • Ability to operate effectively in high-ambiguity environments: framing problems, making durable technical decisions, and creating an actionable path forward.
  • Excellent cross-functional and cross-organizational collaboration skills, with the ability to align teams with different systems, priorities, and constraints.
  • Strong engineering judgment around system reliability, operational excellence, security, and maintainability.
  • A product-minded approach to engineering, with a focus on delivering meaningful outcomes for users and the business.

Preferred qualifications

  • Experience with Java, Ruby, and/or TypeScript. We care more about strong engineering fundamentals and the ability to learn than expertise in a particular language or framework.
  • Experience building payments, money-movement, fintech, or other regulated financial products.
  • Experience building consumer products at scale, particularly products that require a high degree of user trust.
  • Experience working on 0→1 products or taking new capabilities from concept through launch and iteration.
  • Familiarity with LLM-powered products, evals, or agentic assistants.
  • Appreciation for the importance of strong distribution and taking pride in seeing projects through to successful completion.

How we rate this

Staff Software Engineer, Link - Consumer Preference at Stripe rates 65 out of 100 for how much of the daily work is AI. That makes it Works on AI (AI Level 3 of 4). The level is about AI in the job, not seniority.

Classification

Works on AI. The daily work is on AI products, without building the model.

  1. ●●●● Builds AI80 to 100
  2. ●●●○ Works on AI60 to 79
  3. ●●○○ Uses AI40 to 59
  4. ●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.

Prepare for this job

Built from this posting and from similar jobs on Level.

Skills and AI tools this role asks for

AI agentsFull Stack DevelopmentSystem ArchitectureDistributed SystemsFintech

Also common in software engineer jobs at this level

Pay

Typical software engineer job
$168k

This posting doesn't list pay. Use the typical software engineer figure when pay comes up. See software engineer jobs

Questions you could be asked

  1. How do you decide when an AI agent can act on its own versus asking for approval first?
  2. Tell me about a project where full stack development was part of your work. What did you do?
  3. Tell me about a project where system architecture was part of your work. What did you do?
  4. Tell me about a project where distributed systems was part of your work. What did you do?
  5. Tell me about a project where fintech was part of your work. What did you do?

Adapt your resume

  • List these exact terms on your resume: AI agents, Full Stack Development, System Architecture, Distributed Systems, and Fintech. An applicant tracking system matches the wording, not the idea.
  • Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
  • Show where AI is part of your daily process, not a one-off project. This role expects it to be a running habit.

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