Shield AISan Diego, California$130k-$240k
$130k-$240kjust now
JobgetherPosted 1d ago
Underwriter III at Jobgether scores 0 out of 100 on AI centrality, which makes it AI Level 1 of 4 (Little AI) on this board. The level measures how much of the work is AI, not seniority.
Remote (US)seniorFull-time
AI in this role
Evaluate and make decisions on residential loan applications across various specialized mortgage programs.
mortgage-underwritingrisk-assessmentcompliancefinancial-analysis
This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for an Underwriter III based in United States.
The Underwriter III is a senior-level mortgage underwriting professional responsible for evaluating and making decisions on a broad range of residential loan applications. This role covers conventional, FHA, VA, USDA, new construction, condominium, jumbo, and other specialized loan programs. You will assess financial documentation, creditworthiness, collateral, compliance requirements, and potential risk to ensure loans meet company, government, and investor standards. The position operates with a high degree of independence and serves as a subject matter expert for complex underwriting questions and escalated issues. You will collaborate closely with Loan Officers, Processors, and other stakeholders to resolve documentation gaps and move applications toward closing. This role is well suited to an experienced underwriter who combines strong judgment, regulatory knowledge, attention to detail, and customer-focused communication.
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Skills and AI tools this role asks for
Mortgage UnderwritingRisk AssessmentComplianceFinancial Analysis
Questions you could be asked
- Tell me about a project where mortgage underwriting was part of your work. What did you do?
- Tell me about a project where risk assessment was part of your work. What did you do?
- Tell me about a project where compliance was part of your work. What did you do?
- Tell me about a project where financial analysis was part of your work. What did you do?
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- List these exact terms on your resume: Mortgage Underwriting, Risk Assessment, Compliance, and Financial Analysis. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them — a tool named with nothing behind it rarely survives a human read.
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