Universal Banker.Egypt- Distribution - Katameya Branch.Retail Banking

AI in this role

Key Result Areas

Manage cash transactions through Teller counters at the new branch model.
Strive towards managing customer expectation for each interaction.
Minimize customer attrition and reduce liability & service application rejections.
Customer acquisition through sales to walk-ins
Take ownership of customer complaints and take them to resolution.
Introduce & educate customers on the use of Bank alternative Channels & new digital technologies.
UBO will be responsible for the achievement of KPI’s on personal Banking Products as well as cross selling other segment Products.

Operating Environment, Framework and Boundaries, Working Relationships

Ensure compliance to policies and processes targeting “Zero” operational losses.
Improve on service levels at the branch and take ownership of customer complaint for resolution.
The UBO will have to handle customer with different demographics, without any bias on nationality, income or race.
UBO is expected to work amicably with all support units and CCU and DBC to deliver a fulfilling experience without Channel disparity.
The UBO is required to maintain good working relationships with clients to ensure in-depth understanding of the client’s business to achieve PB, & MG objectives.

Problem Solving

The UBO will have to deal with unstructured and complex customer problems related to the Bank (not restricted to the Branch).
UBO has to deal with all financial transactions problems whether cash shortage or excess or possibility of frauds.
Taking ownership of customer problems and handling it till final resolution through coordinating with other partners.
UBO has to log every customer complaint, inquiries and forward to Right Unit.

Decision Making Authority & Responsibility

The UBO will be empowered to take decision on financial and non-financial issues of the customer (i.e. financial empowerment for waivers of charges on customer account).
UBO will be empowered to put recommendations for changes in processes which may lead to reduction in cycle time, cost reduction and customer satisfaction.

Knowledge, Skills and Experience

Thorough knowledge of Retail Banking products, processes services and policies. Banking
University Graduate with 2-3 years of Branch Banking experience.
Candidate must between the age group of 23-30 years.
Preferred candidate must have banking experience a minimum of 2 years
Computer literacy and tech savvy.

How we rate this

Universal Banker.Egypt- Distribution - Katameya Branch.Retail Banking at Mashreq rates 34 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.