Credit Analyst - German Speaking
Wayflyer is hiring a Credit Analyst - German Speaking in London, United Kingdom. Level rates it ; you can apply on Wayflyer.
Level's read on this job
- Little AI ●○○○ is how Level rates this role: aI is not part of the work.
- Some of the work can be done remotely, according to the posting.
- The posting mentions financial analysis, risk assessment and credit underwriting among its tools and skills.
- Wayflyer has 11 other open roles on Level.
- Posted in the last few days.
AI in this role
Analyze financial data and assess credit risk for German-speaking e-commerce businesses seeking financing.
About Wayflyer
Today's small businesses need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer.
Our technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. To date, we've deployed over $6bn to thousands of businesses worldwide, backed by Tier 1 banks like J.P. Morgan.
You'll be collaborating with ambitious colleagues from around the world. We have offices in Dublin, London, New York, Charlotte, Berlin and Sydney.
The challenge
Our German market is growing and deal volume is growing with it. We need an analyst who can decide which businesses we fund, turning incomplete information into a clear fund or no-fund call. Some of that information will come from reps and customers.
What you'll actually do
Analyse financial and non-financial data on new and existing customers, and quantify the risks of running and funding an eCommerce business
Own the day-to-day relationship with our German-speaking sales and CS rep
Lead calls with German customers, acting as their trusted point of contact
Shadow customer calls at first, then lead them
Assess and structure loan opportunities across small, mid-market and enterprise deals, working with sales and operations
Present your fund or no-fund recommendation, with amount and payback terms, to managers and directors in our approval meetings, and work with the data and engineering teams on how their projects affect credit risk
What this role could turn into
This is a growing market and you’ll grow with it. You’ll start by owning relationships with our German-speaking reps and shadowing customer calls. From there, this role can lead to:
Senior Credit Analyst for the German market, handling escalations and leading customer calls and complex deals
Mentoring and coaching new Analysts as the German underwriting team grows, and shaping how we underwrite the market
Portfolio management or wider credit risk, with direct exposure to senior leaders through our approval meetings
Who thrives here
You’re curious, high-agency and entrepreneurial. Maybe you’ve run a side business, started a run club or led a university society. You think in first principles, can simplify complex problems, and balance risk with growth. You’re articulate, detail-oriented and a self-starter. You’ll probably end up doing things that aren’t in this job description. That’s not a warning - it’s the point.
We hire for range
Fluent/Native German and English is required (note: these will be tested as part of the interview process)
1-2 years in finance, auditing or a related field, or you’re a strong grad. A finance background isn’t essential
Comfortable with Excel, Word and PowerPoint. SQL or Python is a plus
Experience managing external customer relationships, or underwriting in the German market, is a bonus. CFA is welcome, not expected
Location and working policy
📍Berlin, Dublin or London. You’ll be in the office 4 days a week for your first 6 months, then it becomes flexible under our standard hybrid policy.
The good stuff
25 days off, plus public holidays. Private healthcare, life insurance, and a pension. Equity - because you should own a piece of what you're building. Generous parental leave for primary and secondary caregivers. 60 days a year to work abroad from wherever you want.
By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at privacy@wayflyer.com or review our privacy notice at https://wayflyer.com/privacy-notice.
How we rate this
Credit Analyst - German Speaking at Wayflyer rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Questions you could be asked
- Tell me about a project where financial analysis was part of your work. What did you do?
- Tell me about a project where risk assessment was part of your work. What did you do?
- Tell me about a project where credit underwriting was part of your work. What did you do?
- Tell me about a project where german was part of your work. What did you do?
- Tell me about a project where stakeholder management was part of your work. What did you do?
Adapt your resume
- List these exact terms on your resume: Financial Analysis, Risk Assessment, Credit Underwriting, German, and Stakeholder Management. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
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