Credit Risk Delivery Manager

YouLend is hiring a Credit Risk Delivery Manager in London, United Kingdom. Level rates it ; you can apply on YouLend.

Level's read on this job

On Level's scale, this role is Little AI ●○○○: aI is not part of the work.
Level lists 25 other open roles at YouLend.
The role was posted in the last few days.

AI in this role

We are seeking a Credit Risk Delivery Manager to support the next phase of growth. This hybrid role will be based in our London headquarters from where we support all of our global businesses.
In this role, you will support Credit Risk across our UK, European and US portfolios, helping to deliver innovative credit strategy initiatives that help us make consistent, high-quality credit decisions aligned with the company’s risk appetite and regulatory obligations.
You will work closely with senior risk leadership and the Product, Engineering and Data teams responsible for implementing changes in our platforms, helping to prioritise initiatives, communicate progress to the wider business and remove blockers where necessary. Strong knowledge of decisioning platforms will help you identify what is possible and guide proposals towards delivery.
This role requires strong project delivery skills, fluency in data, analytics and credit risk, technical understanding of credit decisioning systems and an ability to thrive in a fast-paced environment. Interpersonal skills will be essential both to collaborate with risk colleagues, business partners and senior management. You will have an opportunity to work on high profile projects which will define and transform our approach to credit strategy.

Key Responsibilities

Prioritisation and proposal development

Own the global Credit Risk roadmap and backlog; agree priorities with risk leadership and technology teams.
Assess feasibility, effort and dependencies with engineers; identify reusable solutions and phased delivery options

Requirements and platform knowledge

Translate analytical proposals into clear requirements, decision rules, user stories and acceptance criteria, covering exceptions and market differences.
Build deep knowledge of our platforms, data flows and integrations to shape implementable proposals; resolve ambiguity with analysts and engineers.

Delivery and stakeholder management

Coordinate delivery from proposal to post-live review, agreeing scope, milestones, owners, quantified business benefit and target dates.
Track every initiative’s delivery stage, dependencies and blockers; report progress to leadership and the wider business.
Remove blockers across teams and external providers; escalate unresolved issues with clear recommendations.

Teamwork

Engage and build strong, trusted relationships across the Credit Risk team as well as key stakeholders across the wider business
Live our culture and values and contribute to our tenured, talented and recognised centre of Credit Risk excellence

Governance, Compliance and Quality Assurance

Be aware of our Risk Governance Frameworks including Credit Risk Policy and Process documentation in relation to the relevant markets and ensure actions and strategies are always aligned

Skills, Knowledge & Expertise

Essential Skills

Proven delivery experience in credit risk or lending technology, through project management, business analysis, product ownership or implementation
Strong understanding of underwriting, risk appetite, credit strategy and models in automated decisioning
Working knowledge of decision engines, rules, data flows and APIs to challenge technical constraints and implementation options
Ability to translate analytical recommendations into requirements and coordinate testing and release readiness
Practical SQL for data checks and decision reconciliation; ideally some knowledge of Python
Experience managing Agile backlogs, dependencies and delivery risks using Jira, Confluence or equivalent tools
Highly organized and comfortable managing multiple priorities in a fast-paced, growth-oriented environment
Clear communication and strong stakeholder management; able to resolve disagreements and influence without direct authority

Desirable Skills

Experience in SME lending, commercial credit or embedded finance, ideally across international markets
Hands-on decision-engine configuration or implementation of credit policies, scorecards or models
Experience with credit bureaux, open banking or other third-party data integrations
Awareness of UK, EU or US lending governance and compliance requirements

How we rate this

Credit Risk Delivery Manager at YouLend rates 38 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.