Senior Business Deposit Specialist

Job Description

Mobility
This position will require ability and willingness to travel extensively throughout the Southwestern Ontario (SWO) region (which includes Halton, Windsor, London, Niagara, Kitchener-Waterloo and Hamilton) to meet with clients and commercial partners.

What is the opportunity?

Do you enjoy building custom deposit solutions that help clients and communities grow? As a Senior Business Deposit Specialist, you will design, structure, present, and negotiate tailored deposit solutions for complex business clients. You will partner with Mid-Market Commercial Relationship Managers and Client Relationship Team (CRT) Partners to spot opportunities, lead client discovery, and deliver the business and financial advice that sets RBC apart.

Your market focus

• Public Sector: Support municipalities, school boards, hospitals, and other public organizations with treasury and deposit solutions.
• Indigenous Markets: Build lasting relationships with Indigenous communities, businesses, and organizations, delivering solutions that reflect their goals.
• Real Estate: Advise developers, property managers, and investors on deposit structures that support their projects and cash flow.

What will you do?

• Build strategic relationships with clients and commercial partners
• Lead pre-contact planning, solution design, pricing within delegated authorities, and implementation.

• Identify new client and product opportunities through portfolio reviews and proactive outreach.
• Document solutions and maintain client relationship plans and pipeline in Client 360.
• Build CRT Partners capability in deposit and investment opportunity spotting.

What do you need to succeed?

Must have:

• Five or more years of experience in deposits and investments, ideally as a Commercial Relationship Manager, Treasury Solutions Specialist, or alternative lines of business with a focus on deposits and investments.
• Strong client impact, execution excellence, and collaboration skills.
• Strong analytical and technology skills, with the ability to match client needs to financial solutions.
• Proven negotiation skills and excellent time management.

Nice to have:

• Experience with public sector, Indigenous, or real estate clients
• University degree in commerce, business, or a related field
• Commercial banking experience

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work

Job Skills

Additional Job Details

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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.