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Senior Data Scientist
AI in this role
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Data ScientistWho is Mastercard?Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
The Financial Crime Solutions Data Science team is looking for a Senior Data Scientist to join the team and help develop, deploy, and support machine learning solutions that prevent financial crime across the global payments ecosystem.
This role is primarily focused on Account-to-Account (A2A) fraud, scam, and mule detection, helping financial institutions identify and stop increasingly sophisticated forms of financial crime. The ideal candidate combines strong analytical skills with a practical mindset and is passionate about delivering solutions that create measurable value for customers.
Successful candidates are intellectually curious, evidence-driven, and motivated by solving challenging real-world problems. They thrive in environments where learning, adaptability, and ownership are valued and where data science is expected to deliver tangible outcomes.
Role
In this position, you will:
- Configure, validate, and deploy machine learning models to customers around the world.
- Conduct Proof-of-Value exercises with customers to demonstrate model performance and business impact.
- Contribute to the research, development, and evaluation of new fraud, scam, and mule detection solutions.
- Support and improve production models as customer needs and fraud patterns evolve.
- Partner with Product, Customer Delivery, and Data Science colleagues to enhance our solutions and deliver greater customer value.
- Analyse complex datasets to identify opportunities for improved detection performance and customer outcomes.
- Contribute to a culture of learning, continuous improvement, and practical problem solving.
All About You
Essential
- Experience developing, evaluating, and deploying machine learning models in a commercial environment.
- Strong proficiency in Python for data science and machine learning.
- Experience working with structured and large-scale datasets.
- Ability to apply scientific thinking and sound analytical approaches to solve complex problems.
- Strong communication skills, with the ability to explain technical concepts and results to a variety of audiences.
- Curiosity and a willingness to challenge assumptions, learn new approaches, and continuously improve solutions.
- Ability to work independently while collaborating effectively across teams.
- A customer-focused mindset and an interest in understanding how data science creates real-world value.
Desirable
- Experience with PySpark and distributed data processing.
- Experience building machine learning solutions for fraud, scams, mule detection, or broader financial crime use cases.
- Knowledge of the Account-to-Account (A2A) payments ecosystem.
- Familiarity with modern software development and model deployment practices.
- Experience working with payment, banking, or financial services data.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
How we rate this
Senior Data Scientist at Mastercard rates 15 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
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