Level

Felix

Senior Software Engineer (Consumer Lending Team)

Felix is hiring a Senior Software Engineer (Consumer Lending Team). Level rates it ; you can apply on Felix.

Level's read on this job

  • Little AI ●○○○ is how Level rates this software engineer role: aI is not part of the work.
  • The posting allows some remote work.
  • Tools and skills the posting cites include React, JavaScript and backend.
  • Level lists 82 other open roles at Felix.
  • The role was posted in the last few days.

AI in this role

Build, optimize, and scale backend microservices for the consumer lending team in a fintech platform.

reactjavascript
backendmicroservicessoftware-engineeringfintech
About Us
At Félix, we're building the financial ecosystem for Latin immigrants in the U.S., starting with a revolution in remittances. Our core product is an AI-powered chatbot built on WhatsApp, allowing our users to send money home as easily as sending a text message. We leverage cutting-edge technology like AI, blockchain, and stablecoins to make cross-border payments faster, more affordable, and more accessible than ever before. 
We are a hyper-growth Series C company, backed by over $200 million in funding from top-tier global investors, including QED, Castle Island, Switch Ventures, HTwenty, Monashees, and Andreessen Horowitz with support from General Catalyst Customer Value Fund. This isn't just about the numbers; it's a testament to the trust our investors have in our vision and our team. Additionally, Félix was selected as an “Endeavor Entrepreneur” and was a recipient of the CrossTech Fintech Startups Award. We are a group of extremely talented and dedicated high-performers, united by our shared obsession with a single goal: empowering our customers. We are all owners of Félix, driven by a bias for action and a true experimentation spirit to get things done with urgency and focus.
Joining Félix means you will be part of a team building a legacy, a company that will outlive us all. This is a rare opportunity to apply your skills to a deeply meaningful mission—serving a community that has been underserved for too long. We are a team that is fiercely loyal to each other, where radical transparency and constructive feedback are how we grow and push for excellence. We are bold, we care less about what others are doing, and more about creating sustainable value and a product that truly makes our users' lives better. We are building the future, today.
About the Role
In this role, you will be instrumental in shaping the core architecture of our Fintech Platform. You will work in our Consumer Lending team to build, optimize, and scale the backend microservices that drive our financial operations. This is a unique opportunity for a talented engineer who is passionate about secure, high-performance financial systems and has experience in building solutions that handle complex payment, compliance, and disbursement workflows.
Technology Stack:
  • We are technology agnostic and value candidates with diverse backgrounds. While familiarity with the following is helpful, your willingness to learn and adapt is paramount:
  • Front-end: React, HTTP, HTML/DOM, JavaScript, CSS, AJAX
  • Back-end: Python, Flask/FastAPI, REST APIs, Redis, SQL, gRPC
  • Cloud: Google Cloud services (Firestore, Cloud Storage, Pub/Sub, Google Artifact Registry, Cloud Run, BigQuery, Cloud Composer, etc.)
  • Infrastructure: Kubernetes, Terraform, NewRelic, PagerDuty

Responsibilities
  • Platform Architecture & Development: Architect and implement scalable backend microservices inside the Consumer Lending Team.
  • Infrastructure & Scalability: Design and manage infrastructure capable of handling millions of daily requests while maintaining the highest standards of security and performance.
  • Cloud Integration: Utilize Google Cloud services and industry-standard tools to build and maintain distributed systems.
  • Cross-functional Collaboration: Work closely with product, operations, compliance, and other business units to deliver holistic financial solutions.
  • Mentorship & Growth: Mentor junior developers and promote best practices across the engineering team.
  • Continuous Improvement: Leverage user feedback and system analytics to refine and iterate on platform capabilities.

Requirements
  • 7+ years of experience as a Software Engineer in a fast-paced, dynamic environment.
  • Fluent or advanced English.
  • Proven track record of building, shipping, and iterating on software applications, particularly in the Fintech domain.
  • Solid foundation in algorithms and data structures.
  • Experience designing and implementing web services, including REST APIs.
  • Familiarity with architectural patterns such as Hexagonal Architecture, Event-Driven Architecture, and practices like A/B Testing, Feature Flags, and Gradual Rollouts.
  • Domain Expertise: Experience in building and maintaining payment systems, financial disbursement solutions, or compliance-driven platforms is highly desirable.
  • Knowledge of security protocols, compliance standards, and KYC/AML processes.
  • A passion for developing products that make a real impact on millions.
  • Commitment to continuous learning and staying abreast of emerging technologies.
  • Excellent collaboration and prioritization skills in a team-oriented environment.
  • Curiosity and/or experience in Fintech is a plus (equivalent competencies will also be considered).
  • These are the applicable requisites, although equivalent competencies in any of the above will also be considered.

What We Offer
  • Competitive salary
  • Initial stock options grant
  • Annual performance bonus
  • Health, dental, and vision plans 
  • Work model: currently fully remote, with a future transition to a hybrid setup.
  • Continuous learning opportunities 
  • Unlimited PTO
  • Paid parental leave
  • Empowering opportunities for growth in a dynamic entrepreneurial environment

Equal Opportunity Employer
At Félix, we are committed to providing equal employment opportunities to all qualified employees and applicants without regard to race, religion, nationality, sex, sexual orientation, gender identity, age, or disability. This policy applies to all terms and conditions of employment, including recruitment, hiring, placement, promotion, training, compensation, benefits, and termination.
Want to learn more about our privacy practices? Check out our Privacy Policy.


How we rate this

Senior Software Engineer (Consumer Lending Team) at Felix rates 10 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

  1. ●●●● Builds AI80 to 100
  2. ●●●○ Works on AI60 to 79
  3. ●●○○ Uses AI40 to 59
  4. ●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.

Prepare for this job

Built from this posting and from similar jobs on Level.

Skills and AI tools this role asks for

BackendMicroservicesSoftware EngineeringFintechReactJavaScript

Also common in software engineer jobs at this level

Pay

Typical software engineer job
$168k

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Questions you could be asked

  1. Tell me about a project where backend was part of your work. What did you do?
  2. Tell me about a project where microservices was part of your work. What did you do?
  3. Tell me about a project where software engineering was part of your work. What did you do?
  4. Tell me about a project where fintech was part of your work. What did you do?
  5. Walk me through how you've used React in your day-to-day work.

Adapt your resume

  • List these exact terms on your resume: Backend, Microservices, Software Engineering, Fintech, and React. An applicant tracking system matches the wording, not the idea.
  • Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.

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