Software Engineer II, Backend (Decisions Orchestration)

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Your role will be instrumental in designing the next generation of Affirm’s Checkout Platform to provide a world-class buying experience that puts customers first!

We are seeking a Backend Software Engineer to build out financial products and features providing new levels of accessibility and flexibility to our users. You will work in a fast-paced team environment, designing and implementing new API’s and microservice interfaces to manage every users’ transaction with Affirm. You will also use your technical skillset to find opportunities to improve the performance and reliability of the systems that drive the user journey through purchasing with Affirm.

Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!

What you'll do

• Work with technical leaders in the team to design and implement insightful forward-looking approaches that go beyond the direct team and solve large open-ended problems
• Actively own components of checkout systems and define their long-term health, while also improving the health of surrounding systems
• Collaborate with engineers within our team and across the organization to build the next generation of the checkout platform
• Learn and improve engineering standards, tooling, and processes across the checkout platform

What we look for

• Take Ownership. You enjoy working with product and engineering leaders to develop detailed project definitions, and drive technical decisions within your team
• Execute. You have a proven track record of developing, testing, and shipping high-quality software at scale
• Collaborate. You communicate clearly both verbally and in writing. If anything, you trend towards over-communication
• Build Teams. You grow with engineers around you through sharing your learnings and providing feedback to your peers that will help the team grow
• Customer-centric mentality. You are empathetic to the user experience and thoughtful about what we can do to make it better
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field

Tech You Will Use

• Python
• Kotlin
• RPC
• Redis
• MySQL
• AWS
• Github

Base Pay Grade - L

Equity Grade - USA 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000

USA base pay range (all other U.S. states) per year: $146,000 - $206,000

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

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