Deutsche BankCredit Risk Management - Risk Analyst
Deutsche Bank is hiring a Credit Risk Management - Risk Analyst. Level rates it ; you can apply on Deutsche Bank.
Level's read on this job
- Little AI ●○○○ is how Level rates this role: aI is not part of the work.
- The posting mentions credit risk management, financial analysis and regulatory reporting among its tools and skills.
- Level classes it as a junior role.
- Deutsche Bank has 1,100+ other open roles on Level.
AI in this role
Credit Risk Analyst managing a portfolio of corporate and bank clients, underwriting credit limits, and ensuring regulatory compliance.
Job Description:
Details of the Division and Team:
Analyst within the Credit Risk Management with responsibilities of managing a portfolio comprising of Corporates, Banks, Insurance Companies, Mutual Funds etc.
In addition to managing an assigned portfolio of clients, the candidate is also expected to support the bank on regulatory and related portfolio reporting activities and other tasks connected with the overall credit risk management.
What we will offer you:
A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.
You can expect:
- Flexible work arrangement
- Corporate group insurance
- EAP – free and confidential counseling, online work-life resources
- Comprehensive leave benefits
Your key responsibilities:
- Approval of Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products. Specific transaction level approvals for structured products.
- Writing Credit Reports, assigning internal Credit Rating for clients, based on industry, business and financial analysis, including projections
- Monitoring performance of companies & sectors on real-time basis, making suitable changes in ratings / limits to reflect any changes in risk level
- Ensuring effective utilization of Bank’s capital at Client level. For non-remunerative relationships, work with Relationship team to derive strategy that could include exit or pricing revision
- Providing regular MIS to senior management on portfolio composition and status of accounts
- Support portfolio management related activities including system related tasks as per the global credit policies of the bank.
- Ensuring regulatory reporting for Credit Risk Management team in line with the Bank Negara Malaysia
- Providing RISCO approvals, local endorsements of MNC clients
- Ensuring satisfactory outcome of internal asset quality review and regulatory audits
Your skills and experience:
- Post graduate level qualifications and business/finance major (e.g.CA / CWA / MBA / FRM).
- Experience of 1-2 years in credit risk management in wholesale banking from reputed financial house, including analysis, approval / recommendation of transactions and portfolio responsibilities
- Basic understanding of key products – financings, trade finance and global markets (fx/rates/commodities)
- Strong technical & analytic skills, risk judgment.
- Strong written and verbal communication skills
- Proven ability to make time sensitive credit decisions
- Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
How we’ll support you:
- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
- Training and development to help you excel in your career
About us and our teams:
Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.
Deutsche Bank & Diversity
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
How we rate this
Credit Risk Management - Risk Analyst at Deutsche Bank rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Questions you could be asked
- Tell me about a project where credit risk management was part of your work. What did you do?
- Tell me about a project where financial analysis was part of your work. What did you do?
- Tell me about a project where regulatory reporting was part of your work. What did you do?
- Tell me about a project where portfolio management was part of your work. What did you do?
- Tell me about a project where risk assessment was part of your work. What did you do?
Adapt your resume
- List these exact terms on your resume: Credit Risk Management, Financial Analysis, Regulatory Reporting, Portfolio Management, and Risk Assessment. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
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