Credit Risk Senior Model Developer
ING is hiring a Credit Risk Senior Model Developer. Level rates it ; you can apply on ING.
Level's read on this job
- Little AI ●○○○ is how Level rates this role: aI is not part of the work.
- The posting allows some remote work.
- Tools and skills the posting cites include Copilot, SAS and Python.
- Level lists 707 other open roles at ING.
- The role was posted within the past two weeks.
AI in this role
Develop and maintain credit risk and IFRS9/IRB models for European portfolios using statistical methods.
ING Hubs Poland is hiring!
The expected salary for this position: 7100 - 22 000 PLN gross.
The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.
We are looking for you if you:
- Have at least 3 years of experience with expert-based and statistical IFRS9/IRB models’ development/maintenance/validation,
- Have the sound knowledge of IFRS 9 standard and/or EBA AIRB regulations,
- Have experience with databases, data preparation and data quality control,
- Have sound knowledge of statistical inference and econometric methods,
- Have academic degree in quantitative field,
- Code in SAS/Python,
- Communicate efficiently in English (B2/C1).
You'll get extra points for:
- Ability to use version control systems (GIT) and Copilot Github.
Your responsibilities:
- You will play a crucial role in development and maintenance of IFRS9 models for ING portfolios,
- You will interact with stakeholders from ING other Europe-wide locations, departments and all seniority levels,
Information about the team:
The Retail Credit Risk Model Development team is a centre of expertise within ING Group, responsible for the development, enhancement and monitoring of regulatory and accounting models across multiple jurisdictions and portfolios.
We are transitioning from project-based setup to portfolio-oriented team, enabling deep collaboration with local entities across the Group. This structure offers a unique opportunity to work on international projects, gain exposure to diverse asset classes and model types and specialize in specific portfolios – making a tangible impact on the broader risk management function.
We work closely with business units, model validation, and regulatory affairs to ensure our models are robust, compliant, and fit-for-purpose. We value diversity, curiosity, and continuous learning. Whether you're just starting your career or bringing years of experience, we offer a supportive environment where you can grow and make a real impact. We work in a hybrid model.
The role naming convention in the global ING job architecture will be "Model Developer III" or "Model Developer IV".
How we rate this
Credit Risk Senior Model Developer at ING rates 20 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Questions you could be asked
- Tell me about a project where credit risk was part of your work. What did you do?
- Tell me about a project where ifrs9 was part of your work. What did you do?
- Tell me about a project where irb was part of your work. What did you do?
- Tell me about a project where statistical modeling was part of your work. What did you do?
- Walk me through how you've used Copilot in your day-to-day work.
Adapt your resume
- List these exact terms on your resume: Credit Risk, Ifrs9, Irb, Statistical Modeling, and Copilot. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
Want an expert to read your CV for this job?
Free. Send your CV and the role you want next. You get your review by email within 24 hours.
Get new remote software engineering jobs by email
One email a week with the new remote software engineering jobs, each rated for how much AI is in the work. No recruiter spam, unsubscribe in one click.
Free. One email a week. Unsubscribe in one click.
Similar roles
Software Engineering roles that involve little AI, at other companies.
What kind of AI work fits you?
Answer 12 practical questions in about three minutes. Get a simple profile, the work it points to, and live roles to explore next.
Find my next step