Deutsche BankCRO - Credit Risk Officer-(Wealth Management) - Associate
Deutsche Bank is hiring a CRO - Credit Risk Officer-(Wealth Management) - Associate. Level rates it ; you can apply on Deutsche Bank.
Level's read on this job
- Uses AI ●●○○ is how Level rates this role: an ordinary role that requires AI tools.
- Tools and skills the posting cites include Excel, credit risk and wealth management.
- Level classifies it as a mid-level role.
- Level lists 1,100+ other open roles at Deutsche Bank.
- The role was posted within the past two weeks.
AI in this role
Assess credit risk and derivative transactions in wealth management while leveraging AI tools to enhance productivity and workflows.
Job Description:
Your key responsibilities:
- As a Credit Officer in the Credit Risk Management team covering the Wealth Management business in Asia Pacific, independently assess lending and derivative transactions, including the suitability of the proposed facility type, transaction structure, and the quality of the underlying collateral. Collateral may include marketable securities (equities, bonds, notes), including liquid and less-liquid single stocks; private shares requiring cash flow-based risk assessment and valuation; commercial real estate requiring an understanding of valuation methodologies and market dynamics; residential real estate; hedge fund units; limited partnership interests; aircraft; yachts; and art.
- Assign credit ratings and prepare independent credit memos based on risk assessment. Make credit decisions within delegated personal authority, where applicable, or submit recommendations to Regional and/or Global Risk Heads.
- Monitor the portfolio diligently on an ongoing basis, identify emerging pockets of risk and remain informed about global, regional, and local market events and their potential impact on the portfolio.
- Ensure the portfolio quality remains satisfactory, risk concentrations and limits remain within the defined risk appetite, and exposures comply with applicable risk policies and regulations.
- Support the preparation of reports and portfolio analysis for auditors, regulators, and senior management.
- Contribute actively to remediation efforts towards addressing regulatory and audit findings and help drive changes across risk
Your skills and experience:
- At-least 3 years of banking experience, with a focus on structured lending in wealth management or corporate credit risk management.
- Minimum Bachelor’s or master’s degree in engineering, Finance, Economics, Statistics, Science, or an MBA, with a strong academic record.
- Strong Excel-based data analysis and financial modelling skills.
Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your skills and experience
Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
How we’ll support you
- Training and development to help you excel in your career
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.html
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
How we rate this
CRO - Credit Risk Officer-(Wealth Management) - Associate at Deutsche Bank rates 41 out of 100 for how much of the daily work is AI. That makes it Uses AI (AI Level 2 of 4). The level is about AI in the job, not seniority.
Uses AI. An ordinary role that requires AI tools.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Questions you could be asked
- Tell me about a project where credit risk was part of your work. What did you do?
- Tell me about a project where wealth management was part of your work. What did you do?
- Tell me about a project where financial modeling was part of your work. What did you do?
- Tell me about a project where data analysis was part of your work. What did you do?
- Tell me about a project where risk assessment was part of your work. What did you do?
Adapt your resume
- List these exact terms on your resume: Credit Risk, Wealth Management, Financial Modeling, Data Analysis, and Risk Assessment. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
- Put the AI tool in a bullet point about what you did, not just in a skills list. This role treats it as a required part of the job.
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