Field Credit Officer (Edo)

Moniepoint is hiring a Field Credit Officer (Edo). Level rates it ; you can apply on Moniepoint.

Level's read on this job

On Level's scale, this role is Little AI ●○○○: aI is not part of the work.
Tools and skills the posting cites include credit analysis, financial analysis and portfolio management.
Level classifies it as a mid-level role.
Level lists 154 other open roles at Moniepoint.
The role was posted within the past two weeks.

AI in this role

Join Moniepoint as a Field Credit Officer in Edo to onboard businesses, manage loan portfolios, and conduct credit risk assessments.

credit-analysisfinancial-analysisportfolio-managementrisk-assessmentsales

About Us:

Ranked in 2024 by the Financial Times, Moniepoint is Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts, processing billions of Naira in transactions monthly. Our mission is to enable financial happiness for every African, everywhere.

Job Title: Field Credit Officer

Reports to: Regional Credit Manager

Employment Type: Outsourced

Work Mode: Onsite

About this role:

As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan.

You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities. Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.

Responsibilities:

Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
Review and approve (or decline) loan requests by thoroughly analyzing all the data available
Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
Perform all other credit-related functions as may be assigned by a supervisor

Experience & Background:

Minimum of an OND in any business-related discipline
Minimum of 2 years’ experience in a sales role for credit products in a financial institution
Demonstrable knowledge of credit risk analysis
Good knowledge of financial analysis is an added advantage

Skills & Competencies:

Apt attention to details
Proven simple/complex analytical skills
Excellent communication, presentation and interpersonal skills
Agility and perseverance

What success looks like in this role:

Consistent achievement of gross loan portfolio targets and portfolio profit targets.
Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
Accurate credit risk assessments based on key factors like capacity, character, and capital.

Why join us:

Competitive compensation, benefits, and career growth opportunities.
Opportunity to work with Africa’s fastest-growing fintech and make a direct impact on business growth across the region.

How we rate this

Field Credit Officer (Edo) at Moniepoint rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.

Key facts

Field Credit Officer (Edo) is an open job at Moniepoint.
Level rates this role AI Level 1 of 4: Little AI.
The role is based in Edo, Nigeria.
The job was posted on October 23, 2026.
Seniority: mid.
Applications are handled by Moniepoint. Apply on Moniepoint

Prepare for this job

Built from this posting and from similar jobs on Level.

Skills and AI tools this role asks for

Credit AnalysisFinancial AnalysisPortfolio ManagementRisk AssessmentSales

Questions you could be asked

Tell me about a project where credit analysis was part of your work. What did you do?
Tell me about a project where financial analysis was part of your work. What did you do?
Tell me about a project where portfolio management was part of your work. What did you do?
Tell me about a project where risk assessment was part of your work. What did you do?
Tell me about a project where sales was part of your work. What did you do?

Adapt your resume

List these exact terms on your resume: Credit Analysis, Financial Analysis, Portfolio Management, Risk Assessment, and Sales. An applicant tracking system matches the wording, not the idea.
Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.

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