Lending Specialist

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.

Join Business & Private Bank and help deliver our growth ambitions by backing Australian businesses and private clients with the insights, solutions and support they need to move forward. We play a critical role in delivering the ANZ 2030 Strategy and you’ll be part of a team guided by our values to put customers first, deliver with excellence, own the outcome and work as one.

About the Role

As a Lending Specialist, you will be responsible for:

• Customer – Exceptional Client Experience and Client Satisfaction as it relates to lending needs and solutions on an end-to-end basis
• People – Seamlessly collaborating and supporting frontline bankers across functions, sponsoring deals through credit risk to ensure the identified risks are mitigated and credits fall within the Bank’s risk appetite
• Process / Risk – Execution of all Lending activities are completed in a timely manner, ensuring client satisfaction and a high quality of analysis, management & reporting of Credit, Market, Operational & Compliance key risks
• Reputation – Ensuring best interests of the client and the bank are in line with community expectations
• Financial – Delivery of risk which balances business, customer and regulatory requirements
   

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanent role 
Role Location: Level 17, 111 Eagle Street, Brisbane City QLD 4000
Work Hours: Full time (40 hours/week)

What will your day look like?

As a Lending Specialist, you will:

• Support the delivery of Private Bank’s Retail growth strategy whilst maintaining asset quality
• Structure and negotiate Retail lending transactions, with all risks identified and mitigated, early engagement with deal team for a quick yes / no, ensuring risk appetite issues are adequately identified and addressed, sponsoring deals through credit risk
• Client service delivery excellence for non-complex to complex Retail transactions, ensuring fulfilment and settlement occurs according to agreed timelines, whilst ensuring ANZ’s reputation is protected by ensuring we are socially conscious regarding high caliber counterparties
• Ensure highest quality credit papers, considering counterparty strength, industry analysis, financial analysis, collateral analysis for both new to bank and existing clients
• Contribute to improving team capabilities by assisting in coaching lending and frontline banking teams, assist in developing a strong lending and risk culture (early engagement, escalate where needed), understanding of risk appetite, whilst sharing best practice knowledge

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Strong experience within a Banking/Financial services industry and relevant experience in a lending capacity (Retail or Wholesale)
• Proven experience in financial analysis, evaluating a lending transaction and writing up credit risk papers (Retail or Wholesale)
• Solid verbal and written communication skills
• Have current or previous ability/experience in exercising mid-level Credit Approval Discretion (CAD) in either Wholesale or Retail loan applications
• Well proven stakeholder management and influencing skills
• Developing communication skills with the end customer

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 122404 .
 

Job Posting End Date

02/11/2026, 11.59pm, (Melbourne Australia)