Emirates IslamicRelationship Manager - Business Banking -Liabilities
Emirates Islamic is hiring a Relationship Manager - Business Banking -Liabilities in Dubai, United Arab Emirates. Level rates it ; you can apply on Emirates Islamic.
Level's read on this job
- Little AI ●○○○ is how Level rates this role: aI is not part of the work.
- The posting mentions relationship management, business banking and portfolio management among its tools and skills.
- Level classes it as a mid-level role.
- Emirates Islamic has 18 other open roles on Level.
- Posted within the past week.
AI in this role
Manage and grow a portfolio of SME liability and deposit relationships while ensuring compliance with banking regulations and risk policies.
To focus on acquiring small to medium customer relationships primarily concerned with liabilities booking, providing general and tailored advice/solutions to customers, maintaining a well structured portfolio in line with Bank’s risk and regulatory frameworks. Major responsibilities will also include enhancing revenue generation from existing and new relationships, providing high service standards and ensuring compliance with Bank’s polices and regulations.
Acquire New-To-Bank clients with focus on high value deposit customers to bring budgeted NNM(Net New Money) to the bank and also maintain profitable SME liability/deposits relationships which will help to meet the individual and Unit targets.
Seek out opportunities to actively market “NTB” SME relationships in line with bank’s policy and procedures / sharia laws.
Regularly review the market trends to identify profitable opportunities in selected segments in line with Bank’s overall policy and risk appetite.
Manage in absence of the Unit Head, a team of RM/RO/CSRs and provide leadership to Business Banking RMs and ROs to acquire and grow relationships selectively and satisfy transactional needs of Business Banking customers.
Identify and analyze the areas of potential risk under the portfolio and find appropriate solutions.
Implement agreed relationship management approaches in order to project the Bank’s image in the market and achieve targeted volumes/revenues
Ensure effective utilization of accounts opened in order to maximize liabilities targets identified (Casa, Fixed Deposits). Identify loss making customers and devise ways to improve their profitability (cross-selling, up-selling or encourage to leave - Exit). Continuously seek to increase revenue margins to be generated from customers.
Ensure permanent profitable customer transactions vis-à-vis the associated risks. Recognize early warning signals of unsatisfactory account conduct.
Adhere and comply with EIs internal applicable policies and procedures as well as governing regulations issued by concerned authorities.
Cooperate and facilitate work of internal audit and risk management to address gaps, and respond to audit reports within agreed deadlines. Monitor money laundering activities, and coordinate remedial actions with management.
Bachelor graduate
Experience in SME Liabilities & Trade (over 5 years)
How we rate this
Relationship Manager - Business Banking -Liabilities at Emirates Islamic rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.
Little AI. AI is not part of the work.
- ●●●● Builds AI80 to 100
- ●●●○ Works on AI60 to 79
- ●●○○ Uses AI40 to 59
- ●○○○ Little AI0 to 39
Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.
Prepare for this job
Built from this posting and from similar jobs on Level.
Skills and AI tools this role asks for
Questions you could be asked
- Tell me about a project where relationship management was part of your work. What did you do?
- Tell me about a project where business banking was part of your work. What did you do?
- Tell me about a project where portfolio management was part of your work. What did you do?
- Tell me about a project where risk management was part of your work. What did you do?
Adapt your resume
- List these exact terms on your resume: Relationship Management, Business Banking, Portfolio Management, and Risk Management. An applicant tracking system matches the wording, not the idea.
- Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.
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