Senior Manager, Financial Management (FP&A) - Personal Loans

Following our 2025 acquisition of Discover, we have a transformative journey ahead of us to both integrate the Personal Loans business and catalyze innovation and growth. Specifically, we are looking for a candidate to lead the Personal Loans Revenue and Valuations Finance team shaping strategy and driving business results for the Personal Loans business. The ideal candidate will be able to think strategically and have superior analytical skills, the ability to build collaborative partnerships across a broad set of stakeholders and exceptional problem-solving abilities in undefined and complex situations.

As a Sr. Manager, you will have the opportunity to work directly with the Personal Loans Business Leadership Team and key senior leaders across the Card Finance Team.

What You'll Do

• Drive Strategy - Build analytical frameworks to shape strategic decisions (valuation, NPV frameworks, price/volume tradeoff decisions, marketing et al).
• Build and Maintain Financial Architecture - Develop insightful financial reporting, modeling and analytical processes and use them to influence executive level narratives and decisions. Manage annual budgeting, monthly forecasting, variance analyses, earnings preparation
• Partner to Influence Outcomes - build collaborative partnerships across a broad set of stakeholders and influence decision making in undefined and complex situations
• Champion Automation and Process Excellence - modernize the personal loans finance function through technology and data-driven innovation.
• Lead and Inspire a Small Team - develop and lead a highly engaged, high performing finance team and foster a culture of accountability, collaboration, and continuous improvement

A successful candidate will be able to…

• Thrive in a fast-paced, dynamic environment amidst rapid change and growth
• Be a strategic thought partner and advisor with senior business leaders
• Generate ongoing analytical insights into business performance, the P&L and the consumer
• Develop and deliver insightful and influential senior management presentations
• Partner with business leadership to assess the financial implications of ongoing efforts to grow the organization
• Balance analytics and judgment, think beyond department objectives and influence corporate decision making
• Be a cultural beacon and attractor / developer of top talent
• Challenge the status-quo and create well-managed sustainable processes

General Responsibilities:

• Financial and business performance reporting and variance analysis
• Forecasting accuracy/cost management
• Financial management of operating expenses; proactively identify and resolve financial issues
• Management and development of associates

Location: This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.

Basic Qualifications

• Bachelor’s Degree or military experience
• At least 7 years of experience in financial analysis
• At least 7 years of experience with financial modeling
• At least 3 years of experience managing a Financial Planning & Analysis (FP&A) function
• At least 1 year of people management experience

Preferred Qualifications

• Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
• 5+ years experience managing a Financial Planning & Analysis (FP&A) function
• 2+ years of people management experience
• 1+ year of people management experience managing both direct and indirect reports
• Experience using Microsoft Office and Google Suite

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer).

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).