Espec Riscos Credito III

Santander is hiring an Espec Riscos Credito III in São Paulo, Brazil. Level rates it ; you can apply on Santander.

Level's read on this job

Little AI ●○○○ is how Level rates this role: aI is not part of the work.
The posting mentions Databricks, PowerPoint and credit risk among its tools and skills.
Level classes it as a senior role.
Santander has 965 other open roles on Level.
Posted within the past week.

AI in this role

Credit Risk Specialist analyzing credit performance, portfolio health, and profitability metrics using Databricks.

databrickspowerpoint

credit-riskfinancial-analysisdata-analysisstorytelling

Espec Riscos Credito III

Country: Brazil

O que buscamos

Experiência sólida e senioridade no mercado de crédito, preferencialmente em instituições financeiras;
Visão ampla do negócio de crédito e capacidade de conectar diferentes produtos, indicadores e dimensões de performance;
Conhecimento profundo dos principais indicadores de crédito e rentabilidade, incluindo PDD, carteira, NPL e Stage 3;
Perfil altamente analítico, investigativo e com capacidade de transformar dados em insights e narrativas de negócio;
Capacidade de transitar entre análises detalhadas e uma visão executiva e estratégica;
Experiência com Databricks e programação para análise e tratamento de dados;
Domínio de PowerPoint, com capacidade de construir apresentações executivas de alta qualidade;
Boa comunicação e capacidade de interação com diferentes áreas e níveis da organização.

Diferencial

Espanhol, considerando a interação da área com times na Espanha.

Perfil que combina com a posição

Procuramos alguém que conheça crédito em profundidade, tenha curiosidade para investigar os números e, principalmente, consiga responder não apenas “o que aconteceu?”, mas também “por que aconteceu, qual o impacto e o que precisamos observar daqui para frente?”.

É uma posição para quem gosta de unir crédito, dados, visão de negócio e storytelling executivo.

How we rate this

Espec Riscos Credito III at Santander rates 0 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.

Key facts

Espec Riscos Credito III is an open job at Santander.
Level rates this role AI Level 1 of 4: Little AI.
The role is based in SAO PAULO.
The job was posted on October 29, 2026.
Seniority: senior.
Applications are handled by Santander. Apply on Santander

Prepare for this job

Built from this posting and from similar jobs on Level.

Skills and AI tools this role asks for

Credit RiskFinancial AnalysisData AnalysisStorytellingDatabricksPowerPoint

Questions you could be asked

Tell me about a project where credit risk was part of your work. What did you do?
Tell me about a project where financial analysis was part of your work. What did you do?
Tell me about a project where data analysis was part of your work. What did you do?
Tell me about a project where storytelling was part of your work. What did you do?
Walk me through how you've used Databricks in your day-to-day work.

Adapt your resume

List these exact terms on your resume: Credit Risk, Financial Analysis, Data Analysis, Storytelling, and Databricks. An applicant tracking system matches the wording, not the idea.
Attach one line of real, concrete experience to at least one of them. A tool named with nothing behind it rarely survives a human read.

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