Merchant Risk Analyst & Underwriting

Razer is hiring a Merchant Risk Analyst & Underwriting. Level rates it ; you can apply on Razer.

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Level rates this role Little AI ●○○○: aI is not part of the work.
Level classifies it as a junior role.
Level lists 148 other open roles at Razer.

AI in this role

Joining Razer will place you on a global mission to revolutionize the way the world games. Razer is a place to do great work, offering you the opportunity to make an impact globally while working across a global team located across 5 continents. Razer is also a great place to work, providing you the unique, gamer-centric #LifeAtRazer experience that will put you in an accelerated growth, both personally and professionally.

Job Responsibilities :

As a Merchant Risk and Underwriting Specialist, you will play a crucial role in assessing and managing risks associated with merchant accounts. You will be responsible for underwriting new merchant applications, conducting risk assessments, and implementing strategies to mitigate potential fraud and financial losses. This role requires strong analytical skills, attention to detail, and a thorough understanding of payment processing regulations and industry best practices.

Job Description:
Evaluate merchant applications and conduct comprehensive risk assessments to determine eligibility for account approval.Analyze transaction data, financial statements, and other relevant information to assess merchant risk profiles and identify potential red flags.Ensure compliance with payment network rules, regulations, and internal policies governing merchant account management and underwriting procedures.Monitor merchant accounts for changes in risk profiles and implement appropriate risk management strategies, including account monitoring, limit adjustments, and account closures.Perform ODD and periodic reviews of existing merchants to detect suspicious activities.Communicate effectively with internal stakeholders, including sales, operations, and risk management teams, to provide insights and recommendations on merchant risk management strategies.Maintain accurate and detailed records of merchant underwriting decisions, risk assessments, and account monitoring activities.Identify opportunities for process improvement and optimization in merchant risk management practices, driving efficiency and effectiveness.Assist in developing and improving underwriting policies, workflows, and documentation.Perform shift duties and undertake any other tasks assigned by the management as required.

Pre-Requisites:Bachelor’s degree in Finance, Business, Risk Management, or a related field.1-3 years of experience in merchant underwriting, risk assessment, or fraud prevention (eCommerce payments experience is a plus).Strong understanding of KYC, KYB, AML (Anti-Money Laundering), and fraud risk management frameworks.Familiarity with payment schemes (Visa, Mastercard, UnionPay) and compliance regulations.Proficiency in using risk management tools, payment processing platforms, and CRM systems.Analytical mindset with strong problem-solving and decision-making abilities.Excellent communication and interpersonal skills.Ability to work in a fast-paced environment and handle multiple tasks efficiently.Must be willing to perform shift duties and accept any tasks assigned by management as required.

Pre-Requisites :

Razer is proud to be an Equal Opportunity Employer. We believe that diverse teams drive better ideas, better products, and a stronger culture. We are committed to providing an inclusive, respectful, and fair workplace for every employee across all the countries we operate in. We do not discriminate on the basis of race, ethnicity, colour, nationality, ancestry, religion, age, sex, sexual orientation, gender identity or expression, disability, marital status, or any other characteristic protected under local laws. Where needed, we provide reasonable accommodations - including for disability or religious practices - to ensure every team member can perform and contribute at their best.

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How we rate this

Merchant Risk Analyst & Underwriting at Razer rates 27 out of 100 for how much of the daily work is AI. That makes it Little AI (AI Level 1 of 4). The level is about AI in the job, not seniority.

Classification

Little AI. AI is not part of the work.

●●●● Builds AI80 to 100
●●●○ Works on AI60 to 79
●●○○ Uses AI40 to 59
●○○○ Little AI0 to 39

Levels come from how often the tools, models and workflows of the role are named in the posting itself. Read the description and count the AI tools, models and workflows it names.